The Martin Lewis Podcast
BBC Radio 5 Live 201 episodes Nov 9, 2026
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Episodes
Question Time: Pay off my Plan 2 loan or my mortgage? Cheaper Power of Attorney? How do balance transfers work?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is there an alternative to the expensive lasting power of attorney? Should I overpay my Plan 2 student loan or my mortgage? Is AI advice on tax relief to be trusted? I’ve got £7,000 debt on a credit card from my wedding, how does a 0% balance transfer work so I don’t have to pay interest? What’s Mar
ISAs are changing: what to do now (cash, shares, LISAs) | State Pension Tax Help | Interest rate rises
Interest rates rose by 0.25% just as we started recording, so what happens next? Martin explains what the latest increase means for mortgages, savings and borrowing, and looks at where rates could be heading in the months ahead.The big topic is ISAs. Following major Budget changes, Martin tackles the future of Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and the brand-new First Time Buyers I
Mini Question Time: Is a LISA still worth it for first time buyers & retirement, now it’s being replaced?
Martin Lewis answers a listener's question about Lifetime ISAs (LISAs), explaining how they were affected by the Chancellor's Budget announcements. He breaks down how LISAs work, whether the government announcement affects first-time buyers or savers, and the key rules, bonuses, and withdrawal penalties to be aware of. He also looks at whether a LISA can be used as an alternative to a pension, how
Budget 2026: Instant reaction special!
What does today's Budget really mean for your finances? Martin Lewis breaks down the announcements and omissions that could affect your wallet, from frozen income tax thresholds and student loans to Cash ISAs, savings tax and pensions. He also explores energy bills, standing charges, Lifetime ISAs, support for carers, mileage allowances and Warm Home help. Expect clear explanations, consumer-focus
Question Time: Do I pay tax if I sell on eBay? How to start a credit score? Plus, how a budget can change your life!
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: do I have to pay tax if I sell things on eBay? I’m new to the country, how do I start to build my credit score? I’m an additional rate taxpayer, and as we’re rarely mentioned, what should I be aware of? Which currency should I pay in on Eurostar? Plus, how a budget can change your life, and how does
Savers, can you use gilts to earn 8%? | Standing charge to be scrapped & budget preview
This week on The Martin Lewis Podcast, Martin dives into two big money stories making headlines: the government's plans to cut standing charges from gas bills and what could be coming in the next Budget. The week's main topic tackles short-dated gilts. Many investment advisers are recommending them as a potentially more lucrative alternative to savings, and done right, the returns can be the equiv
Question Time: Are Premium Bonds right for me? Should we get our child a pension? How many credit applications kill a mortgage?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: are Premium Bonds right for me? How many credit applications will kill my ability to get a mortgage? Should we consider child pensions for our kids? Will a bank close my high paying linked regular savings account if I switch my current account from them? Where would Martin set the safety net on Who
Shift debt to 0% while you can! | Car Finance update | ISA & inheritance tax
Martin’s leading this week’s podcast with an urgent warning for anyone carrying credit card: now is the time to act. He explains why he's concerned the top deals could get worse, runs through how balance transfers work, reveals the best options currently available, shares tips to maximise your chances of acceptance, and looks at when a loan may beat a credit card solution. If you're paying interes
Question Time: Will payrise mean I lose child benefit? I’m on tracker mortgage should I fix? How do I become you?
Martin Lewis is back with another bumper listener Q&A, tackling everything from Child Benefit and consumer rights to career advice and mortgage strategy.He explains whether a pay rise could affect your Child Benefit entitlement and whether salary sacrifice could help. Plus, Martin answers a question from a homeowner on a tracker mortgage, revealing why it can be worth securing a mortgage deal
Free cash (up to £600), freebies, state pension and inheritance tax too!
This week, Martin’s diving into one of his favourite topics: free money. From bank switching bonuses to cashback stacking, it’s packed with practical tips that could put cash back in your pocket.First though, Martin starts with a straightforward back-to-basics guide to Inheritance Tax, explaining who pays it, when it applies, and some of the key rules and myths everyone should understand.Then it’s
I lost investing, time to retry? | Success: you got me £3k more pension | I bought home at 30, can I fix energy before moving?
In our Question Time podcast, Martin tackles a mix of consumer rights, energy-switching dilemmas and investing nerves in this week. He explains why you have fewer rights when buying personalised products, where the line is between a genuinely customised item and something that only looks bespoke, and what protections you still have if things go wrong.Plus, if you're planning a house move, can you
Is it time to ditch your Premium Bonds? | Free Wills | How to lend to friends & family
Martin asks a big question: is it finally time to ditch Premium Bonds? They’re the UK’s most popular single form of savings, with more than £136 billion invested. The prizes are tax-free, they’re backed by the Government, and there’s always the dream of winning big. But despite all that, Martin explains why Premium Bonds are often held by the wrong people. He’ll break down exactly who they work we
Question Time: What should every teenager know about money? Time of use tariffs: still worth it? Stooze with other 0% finance?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: what should every teenager know about money? Martin has important answers that apply to every adult too. Can my son claim back tax he shouldn’t have paid on his summer job? Are time of use tariffs still worth it in these times of energy price volatility? Can you stooze with other 0% finance offers,
What’s going to happen to interest rates? And what it means for mortgages, savings & more!
What’s next for interest rates and, more importantly, what does it mean for your money? Martin is joined by an economist to look ahead at where rates could be heading over the next year, before a mortgage broker helps turn the forecasts into practical advice. Whether you're saving, borrowing, remortgaging or weighing up your next financial move, they'll explain how changing rates could affect savi
Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: my energy fix ends in December; with huge price rises coming, should I ditch it and refix now? Our wedding coincides with the end of our mortgage fix, will the extra spending cause problems? How do I switch our joint savings account? If two families are travelling together, should we each get family
Mini pod: Is now the time to ban unnecessary Christmas presents? With 100 days to go, Martin’s top tips to ease costs & stress
In this mini ‘100 days to go until the big day’ episode, Martin Lewis gives you his top tips to help you save money and ease the stress around the cost of Christmas, including: bank switches giving you free cash, toy sales, banning unnecessary presents, what’s basket bluff (and how to play it), and loads more!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask
Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I haven’t filled up my ISA from last year, can I add the remainder now? What rights do I have when I buy goods secondhand if they’re faulty? My bank has done a strange thing; can you work out why? We hear from Fran, who’s become a huge money saving convert, saving thousands, and wants to know if
Should you invest or save for your children? Best funds, best buys, kids pensions and more
This episode is your complete guide to saving and investing for children. Martin Lewis is joined by an investment specialist to answer everything you've ever wanted to know about putting money aside for under-18s, including whether it's better to save or invest (spoiler: for many children with a long-term horizon, investing may win out), how Junior ISAs and Child Trust Funds work, the best buys cu
Question Time: Am I short-changing my kids’ savings? How to stop loans for gambling addict? Does Section 75 work with vouchers?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I get a PAC code when there's multiple numbers on my account? Will I be protected by Section 75 if I part-pay with vouchers? Should I move savings for my child into an ISA? Is there a service to stop an addict accessing loans and credit cards? We also have a success, where Hannah tells us how
Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issues
In this week's The Martin Lewis Podcast, it's Back to Life, Back to Reality as Martin returns with a pot pourri of essential September savings and money tips. From a crucial warning for parents of senior school children about the true future cost of university, to how you could be entitled to hundreds of pounds in compensation for delayed or cancelled flights this summer, Martin tackles the money
Best bits: Inheritance tax masterclass
This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered. Martin Lewis delves into one of the most talked-about financial topics in the UK: Inheritance Tax. From understanding who pays it and when, to the key allowances, gifting rules and common misconceptions, Martin shares some of his most valuable insights to help fam
URGENT Energy price cap update: everything you need to know to beat the increase!
With Ofgem announcing the energy price cap will rise by 4% in October, Martin Lewis has recorded a special urgent podcast to tell you everything you need to know to beat the price hike and save on your energy bills.
Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors
We have picked more of our favourite questions you’ve asked Martin for another special best-of episode of our Question Time podcast. In this edition: How do I escape a joint account? Save hard, or spend more on my family? Plus top tips for beginner investors and a success story on how to explain making interest on savings with your children. If you want to ask Martin a question, you now can! His Q
Best bits: How to check if you’re paying too much council tax
This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered. Martin Lewis tackles one of the household bills causing confusion for millions: Council Tax. From discounts and exemptions to challenges, refunds and ways to check you're not paying more than you should, Martin shares some of his most useful guidance to help you n
Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?
This is a special best-of episode of our Question Time podcast, where Matt has picked his favourite questions you’ve asked Martin, including: I’m 23 and saving 15% of my salary into my pension, is that enough? My 5-year-old TV’s faulty, can I get a refund? We’ve also hear from Robert, who’s finally debt free after making poor financial decisions when he was younger - and wants to know what he shou
Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I use AI to improve my finances, and if so, what’s the best and safest way? We’re in our 60s, is it better to not pay off the remainder of our small mortgage? Will a bit of fiddling give us Section 75 credit card protection on our new windows? Am I wrong to use Amex at small retailers? We have a
What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more
Part two of our ‘I don’t get money’ podcasts. Martin explains your consumer rights when returning purchases, including what protection you have when goods are faulty, bought online, or simply not what you expected. He also guides listeners through the practicalities of starting to draw from a pension, covering the key decisions retirees face and common mistakes to avoid.
Credit card borrowers as
Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: what are the financial benefits of marriage? We want to upsize to a bigger house; how do we know if we can we afford the bills? How do I deal with unfairness when investing for my children of different ages? We have a success, where our caller switched bank but was able to keep their linked regular
“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more
In this special I Don’t Get Money edition of The Martin Lewis Podcast, Martin goes right back to basics, tackling the financial concepts listeners have always found confusing but were perhaps too embarrassed to ask about.From understanding exactly how pensions work and what an energy ‘unit’ actually is when it appears on your bill, to unpicking the difference between saving and investing (and whet
Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is it worth overpaying my mortgage, and when’s the perfect time to do so? I’m worried bank switching will kill my credit score, will it? I’ve got a Plan 2 and Plan 5 student loan; how do the repayments work? What’s the easiest way to track my husband’s lost pensions from various jobs? Plus, what’s t
Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike
This week on The Martin Lewis Podcast, is a bank account bonanza. Eight current accounts are now paying £175 or more to switch, and in some cases the rewards don't stop there. A number of packaged bank accounts are effectively paying you to sign up too, meaning you could get travel insurance, mobile phone cover and breakdown protection for the whole family thrown in — benefits that can easily be w
Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I claim Marriage Allowance, will I have to do a tax return? My dad’s on a prepayment meter, is there anything he can do to cut the rate? If you have no National Insurance contributions, do you get a State Pension? Will the Chancellor’s new ISA rules ruin my marriage savings? Plus, we have a great
The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more
Martin is in full holiday mode – revealing everything you need to know right now to cut the cost of getting away.
From the cheapest ways to spend overseas and avoiding costly currency conversion traps, to finding the right travel insurance, beating roaming charges and the single-person supplements, Martin answers listeners’ biggest travel money questions and shares the practical tips that could s
Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I’m 23 and saving 15% of my salary into my pension, is that enough? I’m starting to see my credit card debt grow, what should I do? How long should I keep my financial documents for? What happens to an ISA when you die? Plus, we have a shares Junior ISA success!
If you want to ask Martin a questio
The huge new ISA and Lifetime ISA changes explained | Flight crew secrets
In this week’s episode, there’s a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs through the pros, pitfalls, and key differences between the schemes, including bonuses and withdrawal rules. Whether you’re saving for your first home or advising someone who is, this segment is packed
Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime ISA reform, or should I just take the hit and buy my first home? How does the Nationwide Fairer Share bonus work for tax if it comes into our joint account? We also have a success from someone reclaimin
How it pays to be nice! The top ten big firms to haggle with and their call centre secrets
Martin Lewis gives you his top ten list of big firms you can haggle with to get the best price on things like satellite TV, phone bills, breakdown cover, insurance, and loads more. He also reveals call centre secrets, including tips from their actual staff, and from listeners who’ve managed to save. As the US and Iran have agreement to extend the ceasefire, will energy bills start to fall? Plus, M
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’
In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way.Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the maths, and who should and shouldn’t be looking to pay off their student loan early.Energy is in focus as a listener ask: is the Octopus Tracker tariff still a good idea in today’s volatile market? Mart
Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?
The Big Topic in this week’s episode, Martin Lewis explains the latest on Car Finance Mis-selling – what’s going on and why the wait? Martin unpacks it all, with up to 11 million motorists potentially owed a share of £9 billion due to mis-sold car finance deals. So why haven’t payouts started flowing? He explains the key reasons for the delay. Plus, there’s a crucial new development: the financial
Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?
This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query.Martin answers a question from a 25-year-old wondering whether to lock in life insurance early while premiums are low.We look at how to bag lucrative current account switching bonuses without los
Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans
In this episode, Martin Lewis unpacks what’s really happening with energy prices and the energy price cap—what it means for your bills right now, what’s likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is the right time to switch.
We dive into the surprising world of lost and forgotten money, shining a spotli
Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?
Martin Lewis brings you everything you need to know about your future energy bills.
Martin offers a live reaction to the Chancellor Rachel Reeves’ statement in the Commons on the cost of living.
Tell Us this week is all about what’s the most bizarre way you’ve secured a discount? Fancy dress, sublime banter, a secret code phrase?
And Mastermind this week is about defaulting on your credit file.
Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?
In this episode of The Martin Lewis Question Time Podcast, Martin takes on your consumer rights questions including to cancel or not to cancel old credit cards, higher paycheck or higher pension contributions, and if Martin were King for a day, what three laws would he introduce?There's a question about the rules when it comes to paying tax on benefit payments, Martin explains the rules and regula
Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?
In this episode of The Martin Lewis Question Time Podcast, Martin tackles a packed agenda of your real-life money dilemmas, bringing practical advice to your most pressing financial questions.For those new to investing, there’s a question from a beginner worried about risk. Martin unpacks what “risk” really means, how to assess your tolerance, and why understanding volatility is key before putting
Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back
Martin Lewis dives into council tax. Are you overpaying? Martin breaks down practical, often overlooked ways you could cut your bill—potentially saving hundreds each year. From checking your property band to claiming discounts for single occupancy, students, or disabilities.We also explore what to do if you think your property has been incorrectly assessed—plus the potential risks of challenging y
What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: an explainer on what the best way is to stooze - in other words, how to I get money from a 0% credit card to save it and maximise the gain.Martin answers a question about the best saving account options for a 17yr old.A caller asks if they will lose Child Benefit if they only earn over the limit for
Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad
Martin Lewis brings you everything you need to know about the energy direct debit cycle. Explaining why this is perfect time of year to check your direct debits, how much you should be in credit or debt with your energy provider and what do you do if you’re too much in credit.Martin explains the cheapest ways to spend abroad and why you should be thinking about it now. A lovely Tell Us which looks
Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I switch my energy fix to a new provider during the 14-day cooling off period? Where should I keep a big lump sum I’ve got from my house sale? I’ve had a financial lightbulb moment, but my partner can’t see it, how should I talk to them about it? Plus, after a question about a retailer that was
Can you make £500 switching bank?
Martin Lewis brings you everything you need to know about bank account switching, including which banks are willing to pay you money to do so.Martin also takes you through the need-to-knows about Pension Credits, whether you can claim them and how to claim. The Mastermind question this week is also on pensions.And there is also a huge win from our Question Time podcast. If you want to ask Martin a
Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I shift a £15,000 loan to a 0% credit card to cut costs? How do I find any car finance agreements my deceased father had so we can reclaim them for my step-mum? Can I trick the bank into thinking I’m a higher earner to get £500 for free? We have a huge success, where one call to this podcast got
The big mistake many make when saving or investing for their children…
Martin Lewis brings you everything you need to know about saving or investing for your children’s future, including: Junior ISAs, children’s savings, regular savings - and reveals the biggest mistake most parents make, so you don’t do the same! Plus, there’s car finance compensation news, as a claims law firm has announced it will take the regulator to court to try and increase consumer payments,
Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I claim car finance mis-selling if I had an interest-free deal? Should I continue to save hard, overpay my mortgage and invest, or spend a bit more enjoying life with my young family? What do I do if my LISA bonus comes in after I’ve bought my first house? Do I need to top up missing National In
Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change
Energy bills are in the news and this may be a crucial moment. In this podcast Martin explains the Energy Price Cap, and the firms offering fixes cheaper than the Price Cap.It’s a new tax year, and that means all UK adults have a new £20,000 tax-free ISA allowance to use. Martin runs through your options of where to put your money.Martin explains why a change on council tax debt collection which w
URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?
In a special, urgent edition of the podcast, Martin explains what you need to know right now - as the financial regulator sets out its redress scheme for millions of motorists who were mis-sold finance deals.The scheme will apply to more than 12 million deals - and will cost lenders 9.1 BILLION pounds.So - who is included? Should you put in a complaint now? What vehicles are eligible? How do I kno
Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if my holiday’s cancelled due to the Middle East conflict, can I get a refund on the travel insurance? Vodafone promised me a 50% discount but now they’re chipping away at it, what can I do? When is paying off a credit card IN FULL not worth it? My high-end TV is faulty after 5 years, am I due any m
Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips
The big topic in this pod is Lifetime ISAs, LISAs give up to £1,000 a year bonus for first time buyers, but there are pitfalls to watch too. With the ISA year about to end, Martin Lewis runs through how they work and how best to use them in detail.Martin also explains the LISA's predecessor the Help to Buy ISA and which is best. He also goes through the best options currently on the market.Plus wh
Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?
In our Question Time podcast, Martin Lewis answers your questions including: is my car finance agreement covered by the mis-selling redress scheme? Can my partner and I couple up to maximise cashback offers? I’ve told Monzo its overpaid me but it’s done nothing, can I keep the money? What can I do about a retailer that displays the wrong returns info online? Plus, we have a lovely success story in
Isa Isa Baby! Everything you need to know before the end of the tax year
In this podcast Martin explains everything you’ve ever wanted to know about ISAs but were afraid to ask. Cash ISAs, shares ISAs, how to transfer, how much you can put in, best buys for cash, and top picks for investments.Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs.There is an update on the potential energy bills crisis brought on by the conflict in
Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?
In our Question Time podcast, Martin Lewis answers your questions including: which travel insurance policy do I make a claim to? When you say ‘pay off all debts’ does that include your mortgage? Can I open an ISA for my niece or nephew? Why is cancelling a subscription so hard? Plus, how your height impacts your step count, and what should we call you if you ask us a question? And we have a succes
Car finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs
In this week’s podcast Martin Lewis gives an update on the car finance mis-selling story. He questions such as: ‘what counts as mis-selling?’ ‘How do you know if you were mis-sold?’ ‘How much will be paid out?’ ‘How can you find old agreements?’, ‘What if you’ve complained and not contacted?’ And so much more.We also look at couples’ finances – in Tell Us this week we talk through how you and your
Question Time: Can I back-claim Child Benefit? Change broadband before April? Why does my 7% regular saver only pay 4%?
It's a geek edition of our Question Time podcast! This week Martin Lewis gives you answers on your questions asking him anything and everything, including: should I wait until April to change my broadband to avoid the price hikes? Can I back-claim child benefit, now I know I’m eligible? Why did my 7% regular saver pay me half of that in interest? If I have to buy credits to purchase a game, can I
Inheritance tax masterclass: how much is due & smart ways to reduce it! Energy price spike – what it really means
The big topic for Martin this week is inheritance tax, he explains how inheritance tax works and goes through all the practicals on how much you can leave before its taxed.... Why marriage is the biggest way to reduce inheritance tax... The change that means pensions will soon have inheritance tax on them... all the gift rules you can utilise and far more.The podcast features key updates on car fi
Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?
Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health. We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next after you have bought a house. Martin answers a question from a listener who to know if they should use
ALL energy bills to fall | Plan 2 student loans | Retirement tips
The main topic this week is all about your energy bills. It’s the biggest shakeup to energy bills for a few years. All bills are coming down on 1 April, not just the price cap, fixes & others too. So whether you’re on prepay, direct debit, with an EV or more then Martin explains how you make the most of itMartin also explains Plan 2 student loans, there’s talk the government may be about to ch
Question Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it’s right? If I’ve got 0% debt and normal debt on a credit card, which do they clear first? I’ve just seen you advertising ‘Quantum AI’ with a guaranteed £25,000 return! Is it true? (Spoiler: no, it’s a scam). If you’ve earned cashback, but retur
Free money, £100s free insurance and more - all from switching bank accounts!
Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free too.He explains changes to energy standing charges.... and the new broadband and mobile telecom charte
Question Time: How to escape a joint account? When not to claim child benefit? Who is Martin’s successor?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I escape a joint account? If I cancel a Direct Debit, do I have to tell the company? When isn’t it worth claiming child benefit? Where do I put the money from my house sale? And, who’s going to take over from Martin when he retires?If you want to ask Martin a question, you now can! His Questi
Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs
Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties. Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%. We look at what has happened to Ofgem's no standing charges tariff options promise.This week’s T
Question Time: Best kids’ savings or investments? Pension at 50? Which mortgage to overpay? Snakes, or an angry gorilla?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why do I pay interest even if I pay off my credit cards in full? Where’s the best place to save and invest for my young children who have pension income from my late husband? I’ve got two mortgages on my house, which should I overpay? What’s the best place for me to start a new pension aged 50? Plus
Plan 2 Student Loans Pod Extra: Stop the repayment freeze – and should you overpay?
Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no). The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of gradua
New first-time buyer ISA: what happens to the LISA & Help to Buy ISA? Is AI good for consumers?
Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you’ve felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week’s i
Question Time: Help to Buy ISA v LISA? Sell shares each year to use Capital Gains allowance? Broken broadband compensation
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I want to buy my first home, should I move money from my Help to Buy ISA to a LISA? Is it best to sell shares each year to use my annual capital gains tax allowance? Help! My broadband’s broken, what rights do I have to compensation? My phone contract’s been hiked, can I leave penalty free? Plus, yo
Life lessons for all ages! A warning if you’ve booked a holiday, and no standing charge tariffs?
Martin Lewis tells us his four life lessons he gave to graduates recently, so we asked you for yours! Plus, Martin’s annual warning if you’ve booked a holiday, an update to Ofgem’s no standing charge tariff for energy, and Mastermind is all about borrowing: does the length of a loan matter more than the interest rate? You’ll have to listen to find out!
If you want to ask Martin a question, you c
Question Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children’s savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-
Everything you ever wanted to know about tax but were too afraid to ask!
With the self-assessment deadline less than a fortnight away, Martin Lewis answers your questions on everything tax, with the help of two tax gurus, including: tax returns, inheritance tax, making tax digital, capital gains tax, PAYE, savings tax, and more. Plus, Mastermind this week is all about gift cards, and Martin speaks to Harriet from the Traitors.
If you want to ask Martin a question, yo
Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex’s debt affect my credit score? If I buy a bridesmaid’s dress for someone, does it hit my consumer rights? My credit card won’t give me money back for problem building work, what can I do? I’m a teacher, can you answer some of my students’ personal finance questions? My 0% credit card deal
Debt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more
Martin Lewis has his debt masterclass this week, helping you slash the cost of your existing credit cards, overdrafts, loans, buy now, pay later and much more! Plus, you tell us your New Year financial goals - some of you want to save more, some want to save less! Mastermind is all about capital gains tax, and how did Martin’s yearly step count competition end?If you want to ask Martin a question,
Christmas Special: The best of Martin’s Money Mastermind!
As it’s Christmas, Producer Matt has chosen his favourite questions Martin has challenged Adrian with on the podcast for this special Martin’s Money Mastermind episode, including questions on: returning faulty tech, gift aid, credit scores, retail gift aid, and direct debits.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and
Christmas Special: The best of Question Time!
As it’s Christmas, Producer Matt has chosen his favourite questions you’ve asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter’s university? And, would Martin want to fight 1 man-sized duck, or 10 duck-sized men? You’ll ha
Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner
In this special ‘Success Time’ edition of our Question Time podcast, this week is all about listeners who’ve saved. They tell us what they’ve done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, and a success worth £100,000.If you want to ask Mar
