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The Humans vs Retirement Podcast

The Humans vs Retirement Podcast

Dan Haylett 112 Episodes Jul 2, 2026

Humans vs Retirement is a podcast that explores the human side of retirement, focusing on emotions, mindset shifts, and reinvention. Hosted by Dan Haylett, it features honest conversations with experts and inspiring stories from retirees. The show provides tools and encouragement to help listeners retire to something, not just from something.

Episodes

Ep 111 - The Open Sandwich Generation Jul 2, 2026 16:22 You've heard of the sandwich generation — pressed between ageing parents above and growing children below, doing all the lifting. But nobody's named what happens next. When your parents have died. When your children have properly left home. When, for the first time since you were eighteen, you are not the support layer for anyone but yourself. You're an open sandwich. And it is a stranger, lighter
Ep 110 - The Permission Paradox Jun 2, 2026 16:41 You've got the money. You've got the time. You've got the freedom. So why can't you actually enjoy it? In this episode, I unpack the Permission Paradox! The reason financially secure retirees still order the cheap coffee, skip the trip, and quietly guard a fortune they'll never spend. It's not a money problem. It's a permission problem. And it's fixable. FULL SHOW NOTES Open your banking app.
Ep 109 - What You Lose When You Retire May 7, 2026 18:56 Retirement is sold to you as a gain event. Freedom. Time. Choice. The world is your oyster. It is, in fact, one of the biggest loss events you will ever go through. And almost nobody warned you. In this episode, I walk through what actually dies when you retire — the ten things that quietly come off in the first five years and that nobody puts in the brochure. Identity. Status. Mastery. Tribe. Str
Ep 108 - Have You Worked Too Long and Saved Too Much? Apr 16, 2026 17:50 The episode where we say the unsayable Everyone's worried about people not saving enough. That's the crisis. That's the narrative. But there's another problem. One the financial industry almost never talks about. Some of you did everything right — and it cost you everything that matters. This week, Dan goes against the grain to talk about the people who optimised so well for the future that they d
Ep 107 - Your 12 Good Years Mar 27, 2026 12:57 Your 12 Good Years What if the most important number in retirement isn't your pension pot — it's 12? Not 30 years. Not 25. Twelve. That's roughly how many genuinely good, healthy, fully-capable years the average 60-year-old has before energy, mobility, and independence start to meaningfully decline. And if your retirement plan doesn't account for that? You're planning for the wrong version of y
Ep 106 - Why You're Wasting Your Time Worrying About Running Out of Money Mar 10, 2026 22:12 Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You're probably not going to run out of money in retirement. Most retirees still have 80% of their savings after 20 years. Couples withdraw just 2.1% annually—half the "safe" rate. Yet 48% of UK retirees are terrified. You're spending your retirement living small t
Ep 105 - The Parent's Dilemma: Your Retirement vs Their Future Feb 25, 2026 16:00 Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You've worked hard to build your nest egg. Now your adult children are struggling in a brutal housing market, drowning in debt, and navigating unstable careers. You want to help—but how much is too much? Will you enable dependence? Rob them of resilience? And what
Why Small Problems Feel HUGE In Retirement Feb 19, 2026 13:16 Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You spent 30-40 years solving major crises. Now you're retired with total freedom, yet you're standing in your kitchen, heart racing, furious because the dishwasher isn't loaded correctly. Why does a misplaced set of keys feel like a military crisis? You have less
Ep 103 - The Emotional Price Tag of Retirement Feb 12, 2026 25:40 You've saved for decades. The spreadsheet says you're fine. So why can't you book that trip to Italy? Why does buying nice coffee feel wrong? This isn't a financial problem—it's an emotional one. And it's incredibly common. What We Cover Money Scripts: The Invisible Backpack "There will never be enough" "Money is shameful / Rich people are bad" "I don't deserve nice things" The challenge: You've
Ep 102 - Why your brain is hardwired to fail at retirement Feb 4, 2026 15:56 Episode Description Your brain has spent decades as a corporate drug addict, getting its dopamine fix from deadlines, presentations, and feeling important. But when you retire, the dealer cuts you off—cold turkey. This episode explores the neuroscience behind why retirement can feel so devastating, and what you can actually do about it before you clock out for the last time. Key Topics Covered The
Ep 101 - Why Your Perfect Retirement Can Feel So Wrong Jan 28, 2026 22:20 Why Your "Perfect" Retirement Feels So Wrong You did everything right. Saved hard. Invested well. Ticked every box. So why does retirement feel… off? In this episode, I unpack the uncomfortable truth nobody talks about: retirement can feel psychologically harder than work, even when the money's sorted. Not because you failed, but because you were never given the emotional or mental roadmap for wha
Ep 100 - What 100 Episodes Taught Me About Retirement... And About Being Human Dec 12, 2025 13:39 After 100 episodes of diving into the messy, hilarious, emotional and utterly human world of retirement, I return with the rawest and most powerful episode yet. This milestone isn't a celebration; it's a challenge. A wake-up call. A bold invitation to stop drifting, stop delaying, stop hiding behind old identities… and finally step into the second half of life with honesty, courage, and intention.

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