The Wealth Guide Podcast
The Wealth Guide Podcast helps individuals and businesses achieve their financial goals. Each episode features hosts and industry guest speakers who share knowledge and insights on making better financial decisions. The show aims to provide tools and deeper understanding for listeners seeking a brighter financial future. It includes a disclaimer that the content is for general purposes only and not a substitute for personalised advice from qualified professionals. The podcast is produced by Ryker Capital.
Episodes
The Great Wealth Transfer: Are Australian Families Ready? | Ep. 72
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── The great wealth transfer is already underway — but are Australian families ready for the conversations, decisions, and structures that come with it? In this episode of The Wealth Guide Podca
Business Wealth Is Not Personal Wealth | Ep. 71
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Business wealth is not the same as personal wealth — and for many business owners, that distinction can become very real when it is time to exit. In this episode of The Wealth Guide Podcast,
What happens if your income stops? | Episode 70
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult──────────────────────────────────What happens if your income suddenly stops — and how long could everything in your life keep going?In this episode of The Wealth Guide Podcast, the team is joined by Nick Chong from RateSeeker
Property After the Budget: What Still Works? | Ep.69
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Has negative gearing really been abolished? Should property investors rush to sell before the rules change? And does a new build automatically make more sense than an established property? I
What People Get Wrong About Financial Advice – And What Good Advice Looks Like | Ep.68
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── What does good financial advice actually look like — and why do so many people wait too long before seeking it? In this episode of The Wealth Guide Podcast, the team is joined by Tony Pelo
When Headlines Shake Markets: What It Means to Investors & Financial Decision Makers | Ep.67
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── When markets move, headlines explode — but should investors really panic? In this episode of The Wealth Guide Podcast, the team is joined by David Boyle from Ascalon Capital to unpack how glo
The Financial Gaps That Show Up – And What Brokers Should Look for | Ep. 66
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── End of financial year isn’t just about tax time — it’s about identifying the financial gaps that quietly cost people money, opportunities, and long-term progress. In this episode of The Wealt
Financial Activity Isn't the Same as Financial Progress | Ep.65
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Financial activity can make you feel busy, organised, and on top of things — but that doesn’t always mean you’re actually moving forward. In this episode of The Wealth Guide Podcast, the team
Co-Buying Property – Smart Shortcut or Financial Time Bomb? | Ep. 64
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Buying property with a sibling or friend can sound like the perfect shortcut into the market — but what happens when goals change, life shifts, or one person wants out? In this episode of The
Super, Timing & Strategy - What Most People Get Wrong | Ep. 63
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Super might not feel urgent when retirement still feels far away, but the decisions you make today can quietly shape the lifestyle you have later. In this episode of The Wealth Guide Podcast,
When the technology gets smarter, what still makes human advice matter? | Ep. 62
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── AI might be changing the way financial advice is delivered, but it is also forcing a bigger question: when the technology gets smarter, what still makes human advice matter? In this
Legacy Without the Fallout: How to Pass Wealth the Right Way | Ep. 61
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Building wealth is one thing. Passing it on well is something else entirely. In this episode of The Wealth Guide Podcast, the team is joined by Ahmed Hussain from ABH Lawyers, alongs
The Biggest Retirement Mistake! | Ep. 60
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ───────────────────────────────── Retirement isn’t just about reaching the finish line — it’s about making sure the next phase of life is built to last. In this episode of The Wealth Guide Podcast, the team is joined
Why Most Small Businesses in 2025 Are Quietly Failing (No One Talks About This) | Ep. 59
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Running a small business in 2025 can feel less like building momentum and more like constantly putting out fires. In this episode of The Wealth Guide Podcast, the team sits down with
The Dark Side of Buy Now, Pay Later (No One Talks About This) | Ep. 58
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── What started as a simple way to split payments has quietly become a financial blind spot for many Australians. In this episode of The Wealth Guide Podcast, the team is joined by Gabr
Inflation Is Quietly Destroying Your Wealth (Here’s How to Stop It) | Ep. 57
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── In this episode of The Wealth Guide Podcast, host Malissa Vourakis is joined by David Boyle, Ray Regmi, and Ricky Regmi to unpack one of the biggest threats to long-term wealth: Infl
How Much Do You Really Need to Retire on $100,000 a Year? | Ep. 56
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down once again with the Ryker Capital team — Jack Oineza, Ricky Regmi, and Dean Desoukey — to tackle the question everyone asks but few can answer c
Do This To Legally Pay LESS TAXES in Australia | Ep. 55
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down with the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey, to answer a question that every Australian has asked at some point: ho
What Really Happens to Your Super When You Retire? | Ep. 54
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis is joined by the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey to tackle one of the biggest questions Australians face: what really happ
How to Legally Claim Up to $10K From the ATO Without Spending a Cent | Ep. 53
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ----In this episode, we have Tuan Duong, Principal Quantity Surveyor and founder of Duo Tax, Australia’s most reviewed and highly-rated quantity surveying firm, helping thousands of investors maximise their tax deductions with
The Real Costs of Buying Your First Home (And How to Make It Work) | Ep. 52
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Michaela Shaw, Lending Specialist at MoneyQuest Penrith & Blue Mountains, a finance professional known for making the lending journey feel approachable and stress-free, especially for first-ho
The Secret to Becoming a TOP Mortgage Broker (Most Brokers Don’t Know This!) | Ep. 51
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Michael Mitry and Ted Naim from Eden Mentoring, an MFAA-endorsed and FBAA-accepted mentoring program dedicated to equipping new brokers with industry-leading guidance, ethical expertise, and decad
The BEST Mortgage Brokers Don’t Sell—They Educate! Here’s Why | Ep. 50
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Julian Mattatia, General Manager of Sales and Marketing at the MoneyQuest Group, and Matthew Phelps, State Manager for NSW/ACT at MoneyQuest.They talk about why mortgage brokers must shift from a
How TOP Mortgage Brokers Leverage Financial Planners to Scale Fast | Ep. 49
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Julian Mattatia, General Manager of Sales and Marketing at the MoneyQuest Group, and Paul Wright, National Growth Manager at the MoneyQuest Group.They talk about why the traditional, transactional
How Top Employers Help Their Employees Build Wealth Without Paying More | Ep. 48
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Zaynah Altaf, Head of Human Resources at NEPEAN, and Salmin Khan, a renowned Chartered Accountant and Business Advisor from Tact Advisory.They talk about why financial stress is one of the biggest
"It's Not About Paychecks!" The Financial Wellness Blueprint Every HR Leader Needs | Ep. 47
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Zaynah Altaf, head of HR at NEPEAN, a global leader in mining and industrial manufacturing known for innovation, technical excellence, and empowering people worldwide.Zaynah talks about the growin
The Ultimate Guide to Home Buying in a Rising Rate Environment | Ep. 46
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Nick Chong, Founder of Ardent Capital Group and a seasoned mortgage expert with over 12 years of experience in financial planning and mortgage broking.Nick talks about how COVID-19 altered the mor
The Truth About AI in Mortgage Broking (What Every Borrower Should Know) | Ep. 45
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we welcome back Anja Pannek, CEO of the Mortgage and Finance Association of Australia (MFAA), the peak industry body representing over 15,000 mortgage and finance brokers in Australia.Anja talks about how
Why 70% of Australians Now Choose Mortgage Brokers (The Truth Revealed) | Ep. 44
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Anja Pannek, CEO of the Mortgage and Finance Association of Australia (MFAA), the peak industry body representing over 15,000 mortgage and finance brokers in Australia.Anja talks about why mortgag
Will AI Replace Mortgage Brokers? The Truth About the Future of Lending | Ep. 43
Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we’re joined again by Peter White, the managing director of the Finance Brokers Association of Australasia (FBAA), who was awarded a Member of the Order of Australia (AM) for his outstanding contributions
Why Australian Mortgage Brokers Are Getting 'Robbed' Compared to Other Countries | Ep. 42
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, we have Peter White, the managing director of the Finance Brokers Association of Australasia (FBAA), who was awarded a Member of the Order of Australia (AM) for his outstanding contributions to the finance sector and community.Peter talks about
How to Build a Multi-Million Dollar Property Portfolio (Starting with Just One House) | Ep. 41
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, we have Kev Tran, a nominated #1 Buyer's Agent in Australia for 2024 by REB, who brings expert and proven strategies to help investors achieve their financial goals through smart, data-driven property acquisitions.Kev talks about the criti
The Mortgage Broker's Secret: How to Get the Best Loan for Your Needs | Ep. 40
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, we have Peita Davies, a seasoned mortgage broker, finance specialist, and owner of MoneyQuest Mortgage Brokers, Blue Mountains and Penrith.Peita talks about the biggest mistakes people make when securing a mortgage, the dangers of following bad
Retirement Planning 101: How To Live To 100 Without Running Out Of Money ft. Ricky Regmi | Ep. 39
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, Head of Advice and Senior Financial Advisor Ricky Regmi shares his story of how he went from being a CPA to an army reservist and a seasoned financial planner.Ricky talks about how to turn early financial literacy into a powerful tool for build
$700K Richer at Retirement? A Financial Expert Reveals HOW ft. Dean Desoukey | Ep. 38
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, executive financial advisor Dean Desoukey shares his journey into financial planning and reveals the secrets to achieving financial success for everyday people.He shares how a chance university elective ignited his passion for finance, why empo
WARNING: ChatGPT Financial Advice Could Cost You Thousands! Here's WHY ft. Ray Regmi | Ep. 37
If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, our Director at Ryker Capital, Ray Regmi, shares the best lessons he learned from being a 22-year-old bank manager to a seasoned financial advisor with over 15 years of experience.Ray shares how he blends technical expertise with people skills
The Unexpected Reason Why Financial Experts Hire Their Own Financial Planners ft. Ray Regmi & Nick Chong | Ep. 36
If you're a business owner or individual who wants to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, we're joined by Ray Regmi, a seasoned financial advisor and the founder of Ryker Capital, and his client, Nick Chong.Ray shares how he helped Nick gain clarity on his financial situation, identif
The #1 Financial Goal You Should Be Focusing On (And How To Achieve It!) ft. Jack Oineza | Ep. 35
In this episode, we're joined by Jack Oineza, an award-winning financial expert with 24 years of experience helping individuals and businesses achieve their life goals and financial well-being.Jack shares how a chance encounter at a barbeque sparked his career in finance, the value of understanding a client's personal goals beyond just numbers, and why educating clients is the cornerston
How Do You Know If Your Inheritance Will Go To The Right People? [Check Out This Case Study] | Ep. 34
In this episode, Ricky shares a case study highlighting the importance of comprehensive estate planning and how financial advisors and lawyers work together to fulfil clients' wishes.He talks about the critical role of updating wills after significant life events, the benefits of binding non-lapsing nominations in superannuation, and the strategic use of investment bonds for tax-efficient inh
Tax Hacks: Slash Your Tax Bill by 75% With These 7 Clever Strategies | Ep. 33
In this episode, Ray shares two case studies that show the 7 most effective tax strategies for maximising financial growth and minimising tax liabilities: concessional, catch-up concessional, negative gearing, depreciation, investment bonds, surplus cashflow placed into an offset account, and income protection.He talks about the need to understand the purpose behind tax minimisation, how to utilis
Is Australia Headed for an Economic Crash? ft. Nathan Lim | Ep. 32
In this episode, we're joined again by Nathan Lim, Chief Investment Officer at Lonsec, one of Australia's most prominent investment research, ratings and implemented solutions businesses serving financial advisers, fund managers and the superannuation industry.Nathan talks about the "two-speed consumer" phenomenon in Australia, the importance of strong employment numbers as an
How to Maximise Your Retirement Portfolio: Insider Tips from a Chief Investment Officer ft. Nathan Lim | Ep. 31
In this episode, we're joined by Nathan Lim, Chief Investment Officer at Lonsec, one of Australia's most prominent investment research, ratings and implemented solutions businesses serving financial advisers, fund managers and the superannuation industry.Nathan talks about the importance of staying invested through market volatility, relying on well-diversified portfolios matched to your
How to Get a Guaranteed "Paycheck" for Life in Retirement ft. Natalie Philips | Ep. 30
In episode 3 of a three-part series, we’re joined once again by Natalie Philips, State Manager of Allianz Retire+, an Australian company that develops retirement products for Australian retirees.Natalie talks about the evolution of lifetime income solutions in Australia, the benefits of combining traditional investments with innovative retirement products, and how these new products provide flexib
Retiring at 60? You Might Need More Money Than You Think ft. Natalie Philips | Ep. 29
In episode 2 of a three-part series, we’re joined once again by Natalie Philips, State Manager of Allianz Retire+, an Australian company that develops retirement products for Australian retirees.We discuss the financial impact of living longer and healthier lives, the lump sum amounts singles and couples need to retire comfortably, and the dangers of trying to DIY your retirement planning. We also
Can You REALLY Retire Early and Still Enjoy Life? ft. Natalie Philips | Ep. 28
In this episode, we're joined by Natalie Philips, State Manager of Allianz Retire+, an Australian company dedicated to developing retirement products to meet the unique needs of Australian retirees.We talk about the economic challenges Aussies face in achieving early retirement, the importance of having a financial coach to guide you through life stages, and the role of budgeting and discipli
Brokers + Advisors = Financial Success? Experts Reveal the Winning Formula Pt. 2 ft. Anja Pannek | Ep. 27
In this episode, we're joined again by Anja Pannek, CEO of the Mortgage and Finance Association of Australia (MFAA), the peak industry body representing over 15,000 mortgage and finance brokers in Australia.Anja talks about the value of teamwork between mortgage brokers and financial advisors in providing holistic solutions, the importance of communication when establishing these partnerships
The Future of Mortgage Broking in Australia: Exclusive Interview with MFAA CEO ft. Anja Pannek | Ep. 26
In this episode, we're joined by Anja Pannek, CEO of the Mortgage and Finance Association of Australia (MFAA), the peak industry body representing over 15,000 mortgage and finance brokers in Australia.Anja talks about her deep respect for mortgage brokers' role in changing people's lives, the increasing market share of brokers facilitating over 70% of mortgages in Australia, and the
Centrelink Success Story: The Power of Financial Planning Advice to Uncover Potential Entitlements | Ep. 25
In this episode of The Wealth Guide Podcast, our senior financial planner Ricky Regmi shares a case study of how he helped a client couple navigate Centrelink entitlements during different life stages.Ricky talks about the importance of being aware of Centrelink carer payment and allowance, the strategic use of super to manage assets, and the need to reevaluate financial strategies after life-chan
Key Person Insurance: The Safety Net Your Business Can't Afford to Ignore! | The Wealth Guide Podcast Ep. 24
In this episode of The Wealth Guide Podcast, our Director and Senior Financial Planner, Ray Regmi, shares a case study on how key person insurance saved a business when tragedy struck.Ray talks about the necessity of distinguishing between personal and business insurance, the unique aspects of key person insurance, and the intricate process of assessing and addressing business risks.He also discus
The Death of Transactional Broking: Brokers and Financial Planners Working Together for Client Success | The Wealth Guide Podcast Ep. 23
In this episode, we have Peter White AM again, the Managing Director of the FBAA or Finance Brokers Association of Australia Limited, the leading national association for finance and mortgage brokers with over 11,000 members.We talk about how broker can increase their revenue by providing holistic, value-added services, why the transactional broking business model is dead, and how financial planne
The Impact of the FBAA on the Mortgage Broking Industry and the Client Experience | The Wealth Guide Podcast Ep. 22
In this episode, we have Peter White AM, the Managing Director of the FBAA or Finance Brokers Association of Australia Limited, the leading national association for finance and mortgage brokers with over 11,000 members.Peter talks about the crucial role of mortgage brokers in the current financial landscape, the importance of mental health awareness in the broking industry, and the journey of advo
Is Your Super Going to Deliver for You? | The Wealth Guide Podcast Ep. 21
In this episode of The Wealth Guide Podcast, our senior financial planner, Dean Desoukey, shares a client case study about how he helped a mature couple catch up on their retirement savings after years of low superannuation contributions. Dean talks about assessing the couple's cash flow to find capacity for additional super contributions, utilising salary sacrifice contributions to maximise
Retiring Soon? This Case Study Will Change Your Path to Retirement For the Better | Ep. 20
In this episode of The Wealth Guide Podcast, our senior financial planner Ricky Regmi shares a case study of how he helped a 67-year-old client save over $40,000 through strategic retirement planning.He talks about the benefits of extending employment to maximise employer super contributions, the tax advantages of transitioning to a pension account, and the importance of understanding the compound
Is a Self Managed Super Fund Right for You to Supercharge Your Retirement Outcome? | The Wealth Guide Podcast Ep. 19
In this episode of The Wealth Guide Podcast, our Director and Senior Financial Planner, Ray Regmi, shares a case study of a couple medical practitioners who significantly benefited from setting up a self-managed super fund (SMSF).Ray talks about how SMSFs allow greater control and flexibility compared to retail or industry super funds, the responsibilities involved with running an SMSF, and the ne
The Real Impact of Financial Advice: Young Couple’s Strategy to Improve Their Position Over $500K | The Wealth Guide Podcast Ep. 18
In this episode of The Wealth Guide Podcast, our Senior Financial Planner, Dean Desoukey, shares his expertise through a detailed client case study to demonstrate that you don't need pots of money to benefit from financial advice. All you need is income and excellent advice in managing that cash flow to get you ahead and hit your goals as soon as possible.Dean talks about diversifying your f
Costs of Aged Care that Impact the Family: Expert Advice for your Assets & Peace of Mind | Ep. 17
In this episode, Ricky shares a case study of how he helped a client whose husband needed aged care and reveals the strategies that significantly reduced their costs.He discusses the critical role of a financial advisor in aged care planning, the importance of understanding Centrelink assessments and aged care fees, and the impact of timing on the date of entry into a nursing home.Ricky also expla
How You Can Boost Your Super & Reduce Your Tax Leading into Retirement [Case Study] | The Wealth Guide Podcast Ep. 16
In this episode of The Wealth Guide Podcast, our Director and Senior Financial Planner, Ray Regmi, shares how the TTR, or Transition to Retirement strategy, can significantly boost your superannuation and reduce your taxes.Ray talks about the concept of preservation age, the value of having an accumulation and pension account, and the potential tax benefits of the transition to retirement strategy
Improve Retirement Outcomes & Be Free from Mortgage Debt With a Financial Adviser | The Wealth Guide Podcast Ep. 15
In this episode of The Wealth Guide Podcast, our Senior Financial Planner, Dean Desoukey, shares an inspiring story of how his client, a single mother with two children, one with a disability, overcame financial stress and uncertainty to secure her future. Dean shares how he consolidated her super funds to save over $700 a year in fees, optimised her budget to enable tax-saving salary sacrifice in
Mortgage Broker & Financial Planner: The Dynamic Duo for Your Tailored Financial Game Plan | The Wealth Guide Podcast Ep. 14
In this episode of The Wealth Guide Podcast, the team at Ryker Capital shares their professional insights and honest thoughts on aligning your new mortgage obligations with appropriate insurance solutions.They discuss the importance of working with a mortgage broker for tailored lending options and then partnering with a financial advisor for customised insurance plans to manage your personal risk
Avoid Retirement Regret: Genius Ways to Grow and Invest your Money you Probably Haven’t Heard Of ft. Grant Hackett | The Wealth Guide Podcast Ep. 13
In this episode of The Wealth Guide Podcast, we're joined again by Grant Hackett, a former renowned Olympic swimmer turned financial expert and CEO of Generation Life.Grant talks about how investment bonds can be used for flexible retirement income, controlling inheritances from the grave, and leaving tax-free money to heirs.He also discusses how annuities provide lifetime guaranteed income,
Think Paying Less Tax is Impossible? This Unusual Strategy Proves Otherwise ft. Grant Hackett | The Wealth Guide Podcast Ep. 12
In this episode of The Wealth Guide Podcast, we have Grant Hackett, a former renowned Olympic swimmer turned financial expert and CEO of Generation Life.Grant talks about his transition from professional sports to the finance industry and sheds light on the concept of investment bonds.He discusses the tax efficiency of investment bonds, their flexibility in terms of contributions and withdrawals,
Brokers Financial Planners: Who is the Real MVP? | The Wealth Guide Podcast Ep. 11
In this episode of The Wealth Guide Podcast, we've got Hung Chuy, Ray Regmi, and John Alvarez to answer the burning question: 'Who is the MVP of your A-team in wealth building - brokers or financial planners?' They talk about the critical role of financial advisors in wealth management, the importance of having a broker and a planner on your team, and the synergy between different p
What the F**K Is Going On in The Australian Property Market? | The Wealth Guide Podcast Ep. 10
In this episode of The Wealth Guide Podcast, we've got Hung Chuy, Dean Desoukey, and John Alvarez to share their professional thoughts and insights on the current situation of the Australian property market.They talk about the "fixed rate mortgage cliff" and its impact on homeowners, cash flow challenges for property buyers and small business owners, and the shifting property hotspo
Can AI Give Financial Advice? | The Wealth Guide Podcast Ep. 09
In this episode of The Wealth Guide Podcast, the team at Ryker Capital shares their thoughts on the capabilities and limitations of AI tools like ChatGPT for providing personalised financial advice.They discuss why Australia ranks last in understanding AI's societal benefits, how AI can increase productivity and contribute to mental health and well-being in the workplace, and why due diligenc
Financial Advice – Is It Only For the Rich? | The Wealth Guide Podcast Ep. 08
In this episode of The Wealth Guide Podcast, the Ryker Capital team debunks the top 10 myths that prevent you from achieving financial security, growth, and freedom.They discuss people's most common objections about financial planning, real-life examples of how financial advisors saved clients significant money, and the potential tax benefits of investing in financial advice.The team also tal
Is Life Insurance a SCAM?! | The Wealth Guide Podcast Ep. 07
In this episode of The Wealth Guide Podcast, we've got the team from Ryker Capital to answer one of the most asked financial questions: "Is life insurance a SCAM?”They discuss the hidden truth of insurance premiums, common beliefs about claim denials, stories of people feeling scammed by policies, and how to avoid similar pitfalls.The team also explores the opportunity costs of not havin
Are You TAXED AFTER Death?! ft. Dr Jeffrey Scott | The Wealth Guide Podcast Ep. 06
In this episode of The Wealth Guide Podcast, we have Dr Jeffrey Scott, Head of Advice Strategy at MetLife Australia, share his expert insights on insurance, taxation finance, and superannuation. Dr Jeffrey talks about the secrets of using super funds to get tax deductions on insurance premiums, the crucial distinctions between dependency under the SIS Act and the Tax Act, and how different tax out
Are You Part of the Sandwich Generation? Here's How You Can Take Care of Yourself Financially, Mentally, & Emotionally | The Wealth Guide Podcast Ep. 05
In this episode of The Wealth Guide Podcast, we've got the team from Ryker Capital exploring the financial and emotional challenges faced by the sandwich generation.They address the pressures on main earners in multi-generational households, how extended family care affects retirement, and the need for structured planning, especially for blended families.The team also emphasises the value of
5 Factors That Could Make You Lose Your Home + How to Survive ft. Dr Jeffrey Scott | The Wealth Guide Podcast Ep. 04
In this episode of The Wealth Guide Podcast, we have Dr Jeffrey Scott, Head of Advice Strategy at MetLife Australia, a leading life insurance provider, partnering with employers, super funds, and financial advisers to help Australians protect their lifestyle and provide help when they need it most.Dr Jeffrey talks about the top five factors that can lead to mortgage default and how to protect agai
The 8 Biggest Tax Deduction Strategies Everyone Should Use In Their Life | The Wealth Guide Podcast Ep. 03
In this episode of The Wealth Guide Podcast, the Ryker Capital team shares their top eight tips on how you can pay less tax, maximise your savings, and prepare for a financially secure retirement.They talk about how salary sacrifice can effectively reduce your taxable income while boosting your retirement savings, how the principles that may work against you in a home loan can benefit you in inves
30-Year Insurance Veteran Reveals Why You DON'T Need Life Insurance ft. Dr Jeffrey Scott | The Wealth Guide Podcast Ep. 02
In this episode of The Wealth Guide Podcast, we have Dr Jeffrey Scott, Head of Advice Strategy at MetLife Australia, a leading life insurance provider, partnering with employers, super funds, and financial advisers to help Australians protect their lifestyle and provide help when they need it most.We talk about the circumstances under which life insurance may be unnecessary, the psychological reas
Is Your Super Fund ROBBING You? | The Wealth Guide Podcast Ep. 01
In our very first episode of The Wealth Guide Podcast, we've got our team from Ryker Capital to share their expert insights on all things superannuation.They talk about understanding fees in your super so you can evaluate the value you're getting, how to build a well-structured super fund to achieve specific financial goals and safeguard family assets, and why investment performance in
Welcome to The Wealth Guide Podcast!
Meet the team behind Ryker Capital – and get an insight into who they are and why they're so passionate about the financial planning space.Disclaimer: The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific s
