The Making Money Simple Podcast
The Making Money Simple Podcast helps listeners learn about investing and building wealth. Host Ryan King, a UK-based Chartered Accountant and investor, shares his personal mistakes, journey, and knowledge in an entertaining way. The show aims to make financial topics more accessible and enjoyable. Ryan also promotes his website, book 'Stop Waiting, Start Investing,' and invites listener questions by email.
Episodes
VALL Holdings Revealed! (Vanguard's New 0.07% Fee Global ETF w/ 6,000+ Stocks)
Video mentioned in this episode - Will I Switch To VALL? My Plan For Every AccountVALL - Vanguard's new 0.07% global ETF - underlying holdings are finally out. That's exactly what we go through in this one!-----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
From £24k Debt To £200k Invested, How He Did It - Sammie Up The Gains Money
Sign up to Sammie's app, GainsSign up to Trading 212 (or use promo code 'MMS' in the app)To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.I met with Sammie from Up The Gains Money to go through his journey from being £24k in debt to now having over £200k invested. Including how he financially educated h
Will I Switch To Vanguard's New Global ETF 'VALL'? Here's My Plan For Every Account
👉 List of Brokers I use (some have sign-up offers): I currently haven't invested a single penny in Vanguard's new FTSE Global All Cap ETF, 'VALL'.There are 3 key reasons why, and we go through them in this video. Saying that, I might invest/switch to VALL soon...And I've been getting quite a few questions about my plan, given that I am a global index fund investor myself. So in
Q&A: When To Invest In Gold & Bonds? Plus, Why You NEED To Ignore Billionaires
👉 Looking for a hand? How I can help you📺 Watch these next:Bonds - Should You Invest? (And Exactly How UK Investors Can)Everyone’s Buying Gold… Should You? (The Truth)In this podcast episode, we answer a great question from Andrew - in terms of when someone should consider investing in gold and/or bonds.I give my current thought process - and some more useful videos on these topics are linked at
Is It Too Late, Or Are You Too Old, To Start Investing? - JP's Budget
JP from @jpsbudget joined me on this podcast episode to discuss a very common question - is it too late to start investing?In this one we answer that question, as well as the reality of starting later, how to actually get started and what you need to do to make the most of your money.Listen to the episode for the full details!-----------------------------------------📝 Get started with investing -
He's 43 and Built A £180k Stocks & Shares ISA in 6 Years
I met with Neil from @NeilInvests and we went through his entire Trading 212 portfolio - every investment and why. Sign up to Trading 212 (or use promo code 'MMS' in the app)To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.-----------------------------------------📝 Get started with investing - I pulled together a
Vanguard's New 0.07% Global ETF (VALL): Every Question Answered
📈 Get started with investing (guide, cheat sheet & course - all for free) - click here💷 How I can help you - click here📺 Video: Should You Switch Global ETF? (VWRP vs FWRG vs ACWI) - click hereThere's been a lot of questions about Vanguard's new FTSE Global All Cap ETF - 'VALL'. So in this video, I tried to answer them all, open and honestly.If you have any other questions
Vanguard's New FTSE Global All Cap ETF Launched! (Should You Switch?)
📈 Get started with investing (guide, cheat sheet & course - all for free) - click here💷 Top broker offers - click hereIT'S FINALLY OUT!The Vanguard FTSE Global All Cap ETF. This video includes the key details, as well as when it will be available on your platform and whether you should switch to it.Let me know your take on this in the comments down below.!------------------------------
My Investment Portfolio Hit £200,000! - August Portfolio Update
👉 Looking for a hand? How I can help youOn 6 August 2026, I crossed a £200,000 investment portfolio.Crazy!I'm buzzing and certainly never thought this would happen when I started investing nearly 10 years ago. In this one, I go through all of the numbers transparently, from what I've contributed, what the gains have been, the exact investments I make, exact accounts I use, and more. ------
£196, 452 Portfolio & 9 Years of Obsessively Investing - 14 Things I Learnt
I've been investing for nearly 9 years - and I've invested every month for over 100 months in a row now. Across that period I've lost money, made mistakes and learned what actually works.In this one, I go through the most important lessons from the last 9 years. Any questions let me know below - and I hope it helps you on your investment journey! ---------------------------------------
Should You Invest at All-Time Highs? (Probably - and this is why)
Most of my £196k investment portfolio (at the time of recording) is invested in global index funds and ETFs. And right now they're all sitting at record highs - or 'all-time highs'.As is the S&P 500, the Nasdaq, and many other broad market indices.Which begs the obvious questions: is now a terrible time to invest? Should you just wait for a dip? Is this time different?In this episode we go thr
Q&A: Vanguard's VWRP (FTSE All-World) or VAFTGAG (FTSE Global All Cap) - Which Is Best?
Get my global index fund & ETF comparison tool: click hereListen to this next: 'Should you switch global ETFs?'In this podcast episode, we answer a great question from Andy:'VWRP or VAFTGAG'There are a few important differences:What they invest in How much they charge in feesWhat platforms they are available onAnd the type of investment each of them is Listen to the podcast e
My Brand New Stocks & Shares ISA (And The 2 New ETFs I'm Buying)
In this episode I share my brand new Stocks & Shares ISA, why I chose Trading 212, and exactly what I'm investing in.You can sign up to Trading 212 hereTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this above link (or use promo code 'MMS' in the app). Terms apply.This portfolio is part of a brand new investing journey that I
He's 24 With £40,000 Invested (Here's What He Did) - Will Gryba NGPF
Will from @nextgenngpf joins me on this episode - my first ever street interview!Do you like this style of content?In this one we discuss Will's portfolio, the platforms he uses, the actual investments he makes, and a lot more!And if you're interested, you can sign up to Trading 212To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this
12k Q&A - Bonds, Trading212 vs Vanguard & Tequila
Get started with investing (free guide & course) click hereHow I can help you (The Investing Academy) click hereTop broker sign-up offers are hereI hit 12,000 subscribers on YouTube, so thought I'd do a Q&A.This is the first ever Q&A I've done and I'm answering some of your investing questions from Instagram and YouTube.We cover a wide range of topics, including bonds, Stoc
£196,000 Total Investment Portfolio Update
📈 Join The Investing Academy here! In this video we go through my investment portfolio - an update as of the end of June 2026.Including: what accounts I use, what I actually invest in, how my portfolio is performing so far this year, what I've been investing in this year, and more. I hope this helps. If you have any questions or thoughts please let me know in the comments below!---------------
Should You Sack Your Financial Advisor? - Money Coach Tom
Tom from @moneycoachtom joined me on this podcast episode to discuss - perhaps controversially - the financial advice industry. Sometimes categorised by high fees and a lack of transparency, which begs the question: is a financial advisor actually worth it?For some people, maybe. For others, maybe not.In this episode we get into when a financial advisor isn't (or is) worth it, the questions yo
Is It Time For You To Switch Global ETF? (VWRP, FWRG, ACWI & more)
Mentioned in this episode:📝 Get started with investing (free guide & course): click here🌎 Global index fund & ETF tool: click here📺 Two new FTSE All-World ETFs: click here'Should I switch global ETF?' - this is one of the common questions I receive. For most people, you probably don't need to.But if you are thinking about it, there's a few things to consider. Including: fee
3 Investing Mistakes I See All The Time
Top investing offers - click hereThree investing mistakes I see people make over and over, through 1-on-1 calls I have and messages I receive:High, unnecessary feesThe wrong tax wrapperISA vs pension mix upFix these and you'll save yourself a few quid!If you have a question, feel free to email me: ryan@makingmoneysimple.com -----------------------------------------📝 Get started with investin
Bonds, Stocks & Crypto: Where Is The Economy Heading? - TomTalksInvesting
Tom from @TomTalksInvesting joined me on this podcast episode to talk about what on earth is going on in the markets. We get into the state of the economy, both here in the UK and globally, and what it all actually means for your money.Tom also walks me through how he runs his own portfolio, including going through his strategy with individual stocks and crypto.And we dig into the biggest lessons
BRAND NEW 0.07% Fee FTSE All-World ETF - Wow!
Mentioned in this episode:📊 ISA tool - click here🌎 PACW Global ETF review video - click hereI forgot to mention the ticker symbols, so I put them on screen at 5:56. These are the ticker symbols for the GBP-listed ETFs. The main caveat with all of this is that these two ETFs are brand new. As a result, they are likely to have higher spread fees, they currently have a relatively small amount of asse
Q&A: Trading 212 or InvestEngine (Or Someone Else?)
Platform comparison tool: click hereTwo New 0.12% FTSE All-World ETFs: click here (YouTube Video)In this podcast episode, we answer a great question:'Trading 212 or InvestEngine?'First, we go through what to actually look for when selecting the platform.Then we delve into this specific question in more detail, running through the key considerations. Listen to the podcast episode for the fu
Stocks & Shares ISAs Are No Longer Completely Tax-Free - Government Plans To Tax Uninvested Cash
What do you make of this new '22% tax on uninvested cash in Stocks & Shares ISAs'?To be transparent and up front, the full details are still not known. Once we do know the full and final details, I will release another episode. But I still think it's worth putting this out to make you aware of this coming change and so you have as much time as possible to take any potential actions
My Vanguard Portfolio Hit £100,000!
My Vanguard portfolio recently hit £100,000!In this episode we go through all of my accounts (ISA, SIPP, GIA), how I built this up over time since 2019, and the mistakes and key lessons along the way. -----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here📕 Ge
I'm Back In The UK! New Investing, Business & Life Plans
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial adv
What I'm Investing In & 2026 Market Update
📈 Top broker offers: click here🌎 Global index fund & ETF cheat sheet: click here-----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - clic
The Stock Market... Just Hit An All Time High?
📈 How I can help you: click hereThree important lessons: time in the market, getting your 'setup' right, avoiding behavioral pitfalls.All discussed in this episode after the market update! -----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
What Is The Best Low-Cost Stocks & Shares In ISA 2026/27? (Trading 212, Invest Engine, Lightyear or someone else?)
💡 Stocks & Shares ISA comparison tool: click here📈 How I can help you: click hereWhat is the best Stocks & Shares ISA for the current tax year?Overall - it will depend on your specific preferences.In this episode we discuss reputation, fees, accounts and investments offered, and more - to help you pick the best Stocks & Shares ISA for your situation. You can use the tool linked above t
Are UK Taxes Too High? This Founder Raised £285k & I Asked Him 9 Questions - Sammie (Up The Gains)
Sammie from @UpTheGainsMoney (and The Money Gains Podcast) joined me on this podcast episode.You can check out the the Gains app here.Being a founder/entrepreneur, I asked him 9 important questions (each question is timestamped below).From AI tools and self employment vs 9-5, to building a business and raising money from investors.Listen to the episode for the full details!----------------------
Stocks & Shares Lifetime ISAs - What Are They, Who Should Use Them, The Best Providers & Why I Stopped Using Mine
If you need help with your investing accounts: https://www.makingmoneysimple.co.uk/In this episode we cover everything to do with Stocks & Shares Lifetime ISAs:What they areTheir pros and consS&S LISA vs Cash LISAWhether you should use themThe best S&S LISA providers - https://www.moneysavingexpert.com/savings/lifetime-isas/#bestbuysstocks The maths behind why a pension might be better
From Confused To Confident - How Ian Took Control Of His Investments (Real Case Study)
This is a special episode. Ian, a previous course student, joins me to discuss his investing journey... and he drops a lot of gems!From not even having a credit card and selling at a 3p loss due to nervousness.To now having a Stocks & Shares ISA and SIPP, and a workplace pension he's taken control of, investing for the long term. If you're a nervous investor or a beginner investor, thi
End of Tax Year Checklist: 20 Things To Do Before 5 April
Download the end-of-tax-year 20 question checklist here.Other things mentioned in this episode:Claim extra tax relief back - hereTax cliff YouTube video, if you earn more than £50,270 - here Thanks for listening! -----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - cl
The Problem With Passive Income
In this episode I share my honest thoughts on 'passive income'. Is passive income too good to be true?Usually, in my opinion. But not always.That's what we delve deeper into in this one. -----------------------------------------More Investing:📝 How I can help you & download my free investing guide to help you start investing - click here📕 Get my book Stop Waiting, Start Investi
Will AI Replace Accountants? - Owen Talks Finance
Will AI Replace Accountants, Auditors or Finance Business Partners? Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss this very topical question.In this episode, we go through:How to use AI to enhance your jobWhat jobs are at risk due to AI The pros and cons of using AI in the workplaceHow AI can improve your personal lifeAnd moreListen to the episode for the full
BIG News! Vanguard Just Announced The Brand New 'FTSE Global All Cap ETF' - The Details, Should You Switch, And More
Thanks for listening to this episode!Source: https://www.etfstream.com/articles/vanguard-plots-size-factor-etf-rollout-in-upcoming-launch-spreeIs anyone planning on investing in this new FTSE Global All Cap ETF once it's released? -----------------------------------------More Investing:📝 How I can help you & download my free investing guide to help you start investing - click here📕 Get m
Q&A: Workplace Pension vs SIPP vs Stocks & Shares ISA - Where Should You Invest More?
Listen to this next - EVERYTHING You Need To Know About Pensions (State, Workplace, SIPPs & more)In this podcast episode, we answer a great question:'Should I use a workplace pension, SIPP or Stocks & Shares ISA?'In really comes down to tax optimisation vs flexibility.In this episode we break down the key differences, when each one makes sense and the simple framework I use to de
34 & Aiming For £1m Invested by 50 - Fellas Finance
Christos from Fellas Finance joins me on this episode to discuss his investing journey.From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50.This episode is an insight into Christos' journey to date and future plans.In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally invest
How I Built My SIPP To £40,000 - Moving Old Workplace Pensions, Using My Ltd Co. & More
Sign up to my email newsletter - https://www.makingmoneysimple.co.uk/NewsletterWorkplace pension YouTube video - https://youtu.be/idEI30WR5RYHow I can help you - https://www.makingmoneysimple.co.uk/-----------------------------------------More investing:📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide📕 Get my book Stop Waitin
New Vanguard Funds, LISA Shake Up, Freetrade & HL Fee Changes - What UK Investors Need To Know
My website & how I can help you - https://www.makingmoneysimple.co.uk/New Vanguard Global LifeStrategy funds - https://www.vanguardinvestor.co.uk/articles/latest-thoughts/how-it-works/introducing-lifestrategy-global-a-new-way-to-diversify-your-portfolioFreetrade fee change - https://freetrade.io/blog/free-pension-free-funds?lid=3w0mpl2166lw&utm_source=braze&utm_medium=email&utm_cam
The Best 5 Side Hustles To Make Money In 2026 - Will Gryba NGPF
Will from @nextgenngpf joins me on this episode to discuss 5 of the best side hustles to try in 2026.The first two are open to anyone.The remaining three are also open to anyone, but they're more geared towards those who are already making content online.We discuss each side hustle, the pros, cons, earning potential and what you need to know. Listen to the episode for the full details. -------
Should Parents Invest For Their Kids Or Themselves First? - Owen Talks Finance
Should you invest for your children… or yourself first?Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss both:Investing for yourself, as you bring up childrenAnd investing for your childrenIn this episode, we go through: why your own investing and retirement should probably come first, how to invest for your children, balancing investing for yourself vs your children, why
The Truth About Reaching £100,000 Invested
How I can help you - click hereIt took me 6.5 years to reach £100k invested. But here's what often isn't talked about:Most of that wasn't compounding.It was my own contributions.Early on, how much you invest matters far more than what returns you get.If investing feels slow at the start - that's normal. Don't feel disheartened. Stick with it and be consistent.And if you are
Is This The Best Global ETF For 2026? - Tom's Personal Finance
Listen to our other episode - What to look for when selecting a fundTom from 'Tom's Personal Finance' joins me on this podcast episode to discuss potentially the best global ETF for UK investors in 2026.We analyse the ETF (Ticker: ACWI) - looking at the index it tracks, what it invests into, the fee, and more. You can take this exact criteria and apply it yourself when assessing funds.
How My Investments Grew By £36,457 In 2025 & Exactly What I Invested Into
How I can help you in 2026 - click hereWatch this next - Revealing my £180k portfolioTimestamps:0:00 - My 2025 growth2:28 - Exactly what I invested into in 20258:16 - 2025 capital gains11:45 - Top 3 2025 takeawaysListen to the podcast episode for the full details.-----------------------------------------More investing:📝 Download my free investing guide to help you start investing - https://www.mak
Q&A: Do You Really Only Need One Global ETF?
Listen to this next - What is the best Global ETF? In this podcast episode, we answer a common question:'Do you really only need one global ETF in your investment portfolio?'The answer is yes and no.Yes - if you want to keep your approach as simple as possible.No - due to various reasons. We run through 6 scenarios where you might want to invest into more than just one global ETF. Listen to the po
Don't Make These 10 ETF Mistakes - Tom's Personal Finance
Tom from @tom.tpf joins me on this podcast episode to discuss 10 of the top ETF mistakes that investors make.Investing into too many different ETFs, not understanding what an ETF actually invests in, how FX impacts returns, only focusing on an ETFs fee, just to name a few.Listen to the podcast episode for the full details!Other useful episodes mentioned:1. What To Look For When Selecting An Index
I've Invested For 8 Years & Built A £180k Portfolio - 10 Most Important Lessons
I've been investing for over 8 years and have built my investment portfolio to £180,000.In this podcast episode, we go through the 10 most important lessons that I've learnt along the way. Listen to the podcast episode for the full details!-----------------------------------------More investing:📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Fre
Investing Into Pokemon & One Piece Cards?! And Other Alternative Investments - Funancialism
Georgiy from @Funancialism joined me on this episode of the podcast to discuss ‘alternative investments’. Including his investments into Pokémon cards and one piece cards. I’m a complete beginner in this space, so was asking as many beginner questions as possible. Georgiy dropped a lot of gems and facts, going on to say that everyone should have at least 1% of their portfolio in alternative invest
What You Need To Know - The 2025 UK Budget
The 10 most important things that changed that you need to know after the UK 2025 Budget yesterday.Plus, 8 things that didn't change (that you should still know about).What did you make of the budget? Let me know in the comments below.Listen to the podcast episode for the full details!-----------------------------------------More investing:📝 Download my free investing guide to help you start i
Q&A: I've Used My £20k ISA Allowance, What Now? (Pension, GIA, SEIS/EIS/VCT, and more)
In this podcast episode, I answer a question from Scott.The question was: 'Have you ever covered how to invest when you’ve maxed out your 20k isa allowance?'We go through the options, starting with a pension and a general investment account (GIA), before moving onto more niche options and some other ideas - from SEIS/EIS/VCT to crypto and gold and more. We also cover limited companies and the 'ord
Gold Investing For Beginners: Should You Buy It, Returns, Risks & 5 Ways To Invest
Gold is up big in 2025, but should you invest in it? And if so, how?In this episode, we break down everything you need to know about gold as an investor. From what actually drives gold’s price, to its long term returns (including the real return after inflation), to how much of your portfolio you may want to allocate - the ultimate beginner-friendly guide.We then dive into the 5 main ways to inves
Q&A: I Have £75,000 - Should I Lump Sum Invest It or Drip Feed Invest It Over Time? (Lump Sum Investing vs Cost Averaging)
In this podcast episode, I answer a question from Jiani.This is a great question and a fairly common question one - is it better to 'lump sum' invest or 'drip feed' / 'cost average' invest.We go through the data, the pros and cons of each approach, some real life examples, what I personally do, and more, in this podcast episode.Listen to the podcast episode for the full det
How To Budget A £35,000 Salary + Budgeting Tools, Techniques & Apps - The Quid Squid
Mat from @thequidsquid joins me on this episode to discuss all things budgeting.From different budgeting methods, to budgeting techniques, to useful budgeting tools and apps, to juggling your budget whilst investing and saving. Mat shares how he used budgeting personally to save for his own house. As well as how to go about budgeting the average UK salary of £35,000.Listen to the podcast episode f
What Is The Best Global ETF? (VWRP, FWRG, ACWI & More) - Tom's Personal Finance
Tom from @tom.tpf joins me on this podcast episode to discuss a very important question what is the best global ETF for UK investors?As Tom and I discussed on our previous podcast episode, investing really can be made simple - invest into a global fund and do this consistently for decades. However, which global ETF is best? There are many to choose from and the jargon can be confusing. So, in this
23 Years Old & £15,000 Invested. How To Start Investing In Your 20's - Will Gryba
Will from @nextgenngpf joins me on this podcast episode to explain exactly how he has built his own investment portfolio from £0 to £15,000 by age 23.This includes what specific platforms to look into and what specific ETFs to consider investing into. Investing seems very complicated, which is why reason why many people never start. But it can be made very simple and very passive. Will runs us thr
What To Look For When Selecting An Index Fund or ETF - Tom's Personal Finance
Tom from @tom.tpf joins me on this podcast episode to go through exactly what to look for when selecting an index fund or ETF to invest in.Investing really can be made simple - invest into a global fund and do this consistently for decades. However, how can you pick a fund? What should you look for?It can get a bit technical. And in this episode we run through the nitty gritty of exactly what crit
'I’m 42, Have £122,000 Invested & Will Retire With £550,000 In 8 Years' - Neil Invests
Neil from @NeilInvests joins me on this podcast episode for a fascinating and insightful chat where we discussed his entire investing journey to date and his future investing plans.For context, Neil is currently in his 40's and is planning to build his Stocks & Shares ISA portfolio to £500k+ to enable an earlier retirement. Neil runs us through the specific investment platform he uses, why
My EXACT Crypto Strategy (Platforms, Investing, Storage, Tax & More)
With Bitcoin back at all time highs I've received a few questions on cryptocurrency recently, so I thought I would collate them all into one podcast episode where I run through my exact crypto approach and strategy.From the platforms I use, to cryptos I invest in, to how I store my crypto.We discuss all of this and more in this episode. Timestamps:0:00 - Intro1:19 - Crypto market cap2:14 - How
Beginner Questions Answered From A Listener (Transferring Pensions, FTSE vs MSCI, UK stocks, Bonds, and more)
Massive shoutout to Ian who asked these brilliant questions. From transferring defined benefit and defined contribution pensions, to comparing the index providers of FTSE and MSCI, from UK stocks and their fees, to investing into bonds, and a lot more. This episode has a little bit of everything. Timestamps for each question are below. And if anyone is keen to get involved in a future 4-week inves
Why I Don't 'Buy The Dip'
What happens if the dip keeps on dipping? When the market falls, no one knows: 1. How big the fall with be. 2. How long the fall will last. 3. When the market will bounce back.This is exactly why I don't personally 'buy the dip'. Long story short, because it's impossible to time the best time to invest. Which is why only investing when the market ‘dips’ is a losing strategy over th
The 2025 Stock Market Crash - What You Should Do
The stock market has been rough in 2025. Both the US stock market and global stock market are down heavily since the beginning of 2025.Time to panic? I don't think so.As we go through in this episode, the big mistake that people often make at these uncertain moments is panic selling. We need to avoid that. Not just because it is impossible to 'time' when to get back into the markets, b
EVERYTHING You Need To Know About Pensions (State, Workplace, SIPPs & more) - Wealth By Alex
Alex from @wealthbyAlex joins me on this episode of the podcast to discuss all things pension. This episode really is a 'crash course' in absolutely everything that you need to know about pensions.Alex is extremely knowledgeable on pensions and if you have any type of pension then this episode will be extremely helpful to allow you to cut through the noise and jargon surrounding pensions.P
When Will The Stock Market Crash?
Will the stock market crash? If so, when will it happen? When it does happen, when will the bottom be? And when will it bounce back to a new high?These are all great questions that we discuss in this podcast episode.Spoiler alert though - I have no idea. And no one else does either. 'Timing the market' is impossible.Whilst the stock market is currently 'high', it could go even high
Which ISA Is Best & Which ISA Should You Prioritise? (Cash, Stocks & Shares, Lifetime or Innovative)
Which ISA is best? That is the topic of today's episode.First, we cover exactly what an ISA - or Individual Savings Account - is and break down how each of the 4 different types of adult ISAs actually work.We then move into which ISAs are likely to be best to prioritise in certain situations.Overall, and everyone's situation will be slightly different, Stocks & Shares ISA will give you
How Can You Achieve Financial Freedom? - Up The Gains
Sammie from @upthegainsmoney joins me on this episode to discuss how we can achieve financial freedom.It comes back to our 'FIRE number', the number we need to grow our investment pot to to then achieve financial freedom. Which is why 'retirement' is a number and not an age.Sammie introduces a concept called 'the gap'. We all have a gap and in order to reach financial freed
What Will Happen To The Markets In 2025?
In this video I discuss what will happen to the financial markets in 2025.First though, it's helpful to revisit what was predicted in 2024. And then what actually happened in reality.There was a big difference. Including the world's biggest bank getting their prediction wrong by an unbelievable 38%. In fact, since I started investing back in 2017, I think there has been a 'big crash
How I Invested £17,976 In 2024
In this video I discuss exactly how I invested £17,976 across 2024.Including the platforms I use to invest and the specific investments I've made down to the penny. The very large majority of this money went into global index funds and ETFs. That's the investing approach that I personally follow.I then also invested a little bit of money into crypto.Listen to the episode for the full detai
Vanguard Have Increased Their Fees - The Details, The Maths, Should You Switch & More
In this video I discuss the recently announced changes to Vanguard UK fees.This took me by surprise.In short, if you have <£32k on Vanguard's platform across your ISA, SIPP and GIA then you will be paying a £4 p/m fee from 31 January 2025 onwards. If you have >£32k then you are not impacted by this. This fee change also doesn't impact Junior ISAs.In this podcast episode we run throug
Are You Investing? If Not, Stop Waiting, Start Investing (plus my investing mistakes and investing journey to £100,000+)
In this video I discuss my brand new book Stop Waiting, Start Investing - that came out on 26 November 2024 - in more detail, run through the investing mistakes I made (of which there were quite a few) and take you on the journey of how I built my portfolio from £0 to £100,000+ over the last 7 years.To do this I didn't do anything special or inherit any more, and I'm certainly not a genius
Building A Six-Figure Investment Portfolio (and the 5 specific funds to do this) - Monty Lane Finance
Monty from @montylanefinance joins me on this episode of the podcast to talk all things investing.Monty has grown his investment portfolio from £0 to £89,000+ over the last 3 years, spread across a Stocks & Shares ISA and SIPP, and is on his way to a six-figure investment pot.That's a huge sum of money in a short space of time - so I wanted to find out how he did it.We discuss Monty's
How To Invest For Your Children (Junior Stocks & Shares ISA, Junior SIPP and more) - Iain Geddes
Iain from @IainJGeddes joins me on this episode of the podcast to talk about investing for your children. If you don’t currently have children, this is useful future information. Even if you don’t want children, you can hopefully pass on this knowledge to friend's children, nephews and nieces. We have three main options: Junior Stocks & Shares ISA, Junior SIPP, or using part of your own ad
Investing & Taxes Explained (everything you need to know about taxes when investing)
In this video I go through everything that you need to know about investing and taxes in the UK.This includes the 3 main vehicles we can use to invest in the UK - ISAs, pensions and general investment accounts.And the 3 main 'phases' of investing - before investing, during investing (i.e when we are invested in something) and when withdrawing.Ultimately, ISAs and pensions have great tax ad
How I Invested £100,000+ In 5 Global Funds
It's no secret that I am a fan of global funds.I am largely just a global index fund investor.Why? Because it keeps my approach as simple and as diverse as possible. Across my various investing accounts, and there are a lot of them (as we go through in the podcast), I usually solely invest into the lowest cost, most globally diversified fund I can find. And I recently passed a huge milestone.
11 Extra Side Hustle Income Streams (Making An Extra £1,912 In 2 Months) - The Bank Engine
Thomas (@thebankengine) joined me on this episode to talk about how he makes extra income each month - specifically a whopping £1,912 across April and May 2024. Not just in the last two months though, Tom the bank (or tank 🚂) engine has been making thousands of additional pounds across the last few years. This is all through extra income streams/extra side hustles that he has, some completely pass
How I Invested £6,505 in 2024
This is exactly how I invested £6,505 so far in 2024.In this podcast I run through the exact investing platforms I use, the exact investment accounts I use and the exact investments I've been making. Like always, zero gatekeeping!As you will see, and if you don't already know, my approach is unbelievably simple. Primarily, this is automatic contributions into global funds every single mont
Are UK Investors Worse Off Than US Investors Due To FX? - Jasper Invests
Jasper (@jasperinvests) joined me on this episode to talk about FX rates and how they impact us as UK investors. A very important topic that most aren't aware of.First, we discussed the S&P 500 returns for US investors compared to UK investors. Surprisingly, and we dug into the historical data, the returns can vary massively in any individual year.There can be huge swings and differences i
Blogging To Financial Freedom (+ 3 money saving tips) - Bee Money Savvy
Emma from Bee Money Savvy (@beemoneysavvy) - a previous winner of Best Money Saving Blog - joined me on this episode to talk about two things. 1) Her blogging journey, where she now makes more money than her day job and 2) three key money saving tips that you should implement.First, we talk about Emma’s blogging journey and how she turned her side hustle into a money maker, all whilst continuing t
The Importance of Branding (and how to monetise your Brand) - Tej Talks
Tej from @tejtalks joins me on this podcast episode to discuss all things branding (check out the timestamps further below in the description to see what we cover).Branding is everything. From the perspective of a personal brand or a business brand.We discussed the importance of branding and where to start, before moving on to how to actually build a brand and stand out.Towards the end of the podc
What Is Your Biggest Financial Mistake? (Audience Answered) - Laura Ann Moore
Laura Ann Moore from @laura_ann_more joins me on this special audience answered podcast episode. I asked my audience on social media 'what is your biggest financial mistake' and got a number of responses - some funny, some serious, some sad, some relatable.Laura and I go through a number of these responses (all timestamped below if you want to jump around) where we discuss them and provide
Let's Talk About 100% Mortgages...
100% mortgages are back. In this episode, I give you all of the information that you need to know.100% mortgages were already available, but you needed a guarantor/financial backing from friends or family. The 100% mortgage referred to in this episode is a new product from Skipton Building Society, with no guarantor/financial backing needed.In this episode I go through everything that you need to
