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The Scottish Property Podcast

The Scottish Property Podcast

Nick Ponty and Steven Clark 334 Episodes Oct 5, 2026

A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.

Episodes

Could a Self-Employed Estate Agent Really Earn £100K a Year in Scotland?
Could a Self-Employed Estate Agent Really Earn £100K a Year in Scotland? Oct 5, 2026 01:07:39 Could a self-employed estate agent build a six-figure business without sacrificing the personal service sellers expect?Fraser Kelly, founder of Kelly Residential, joins Nick and Steven to explain how he moved from corporate sales and property sourcing into estate agency. In five years, the business has grown to an 11-person team with five self-employed agents and six operations staff, while becomi
Awaab's Law Hits Scottish Landlords on 6th October: What You Must Do
Awaab's Law Hits Scottish Landlords on 6th October: What You Must Do Sep 28, 2026 00:51:55 From 6 October 2026, private and social landlords across Scotland must follow strict new timescales when damp or mould is reported: investigate within 10 working days, provide written findings within three working days and begin any required repairs within five working days of the investigation.Paul Newing of PRN Water Services joins Nick and Steven to explain Scotland’s implementation of Awaab’s
From Sleeping on Building Sites to Owning 30+ Properties
From Sleeping on Building Sites to Owning 30+ Properties Sep 21, 2026 01:01:12 Jordan Kynoch started investing in property at just 23, with no money, no experience and a long-term goal: to build enough freedom to be fully present when he eventually became a father.Thirteen years later, Jordan owns more than 30 properties across Scotland and Liverpool. The journey involved countless hours on the road, sleeping on building-site floors and using private investment to fund every
Are Property Flips Still Worth It in 2026?
Are Property Flips Still Worth It in 2026? Sep 14, 2026 00:27:25 Are property flips still worth pursuing in 2026—or have rising costs and tighter margins made the strategy too difficult?In this listener Q&A episode, Nick and Steven examine the reality of flipping property in today’s market. With Scotland’s 8% Additional Dwelling Supplement, higher material prices, increased trade rates, bridging costs and tax on the eventual profit, investors now need to bu
She Built a Seven-Figure Property Portfolio — But Says She’s Still Skint
She Built a Seven-Figure Property Portfolio — But Says She’s Still Skint Sep 7, 2026 01:08:51 Amy Russell has built a seven-figure property portfolio—but with her money continually being reinvested, she still describes herself as “skint”.Her biggest cash-flow scare came from a sourced property bought for £62,500. The refurbishment was expected to cost approximately £20,000 but finished closer to £30,000, with little warning from the project manager. Amy then received an £85,000 valuation—d
Why England Backed Away From Rent Controls After Scotland’s Failure
Why England Backed Away From Rent Controls After Scotland’s Failure Aug 31, 2026 00:39:03 Scotland-wide rents have fallen slightly—but some local markets are still recording strong growth. So where is tenant demand holding up, and what should property investors take from the latest figures?In this August market update, Nick and Steven examine the latest Citylets rental data and Zoopla house-price figures. They discuss why Glasgow’s one-bedroom flats are outperforming the wider market,
From Property Flips to a Scottish Aparthotel Development
From Property Flips to a Scottish Aparthotel Development Aug 24, 2026 00:54:41 Michael Mower built his property career by taking on the projects other people avoided—from tired Glasgow flats to fire-damaged auction purchases. After years of running a stressful renovation business, he and his wife Liana decided to start building assets for themselves.That change led to successful property flips, buy-to-lets and serviced accommodation. Michael shares the numbers behind a Glasg
Why High-Leverage Property Investors Could Be Trapped at Refinancing
Why High-Leverage Property Investors Could Be Trapped at Refinancing Aug 17, 2026 00:32:50 How can you scale a buy-to-let portfolio without leaving yourself dangerously exposed if the property market changes?In this episode, Nick and Steven discuss the risks of using 80% and 85% loan-to-value mortgages to grow a property portfolio. They explain how arrangement fees, falling valuations and changes to lending criteria could leave highly leveraged investors needing to inject substantial am
Rent Controls Backfired — And Landlords Changed Their Strategy
Rent Controls Backfired — And Landlords Changed Their Strategy Aug 10, 2026 01:01:53 Is Scotland heading for a property crash—or does the country’s chronic shortage of homes make that unlikely?Dr. John Boyle, Director of Research & Strategy at Rettie, joins Nick and Steven to examine the data behind Scotland’s housing emergency, house prices, rental growth and the future of the private rented sector.From Aberdeen’s dramatic fall and the 18-year property cycle to landlord exits
Bridging, BRR and Property Sourcers — Your Questions Answered
Bridging, BRR and Property Sourcers — Your Questions Answered Aug 3, 2026 00:58:51 What would Nick and Steven do with £40,000 to invest—and would they choose a vanilla buy-to-let over stocks and shares?In this listener Q&A episode, Nick reveals that he currently owns 12 buy-to-lets and is still aiming for a portfolio of 20 producing around £5,000 in net monthly cash flow. Steven explains why he focuses less on the number of properties he owns and more on cash flow, loan-to-v
Diagnosed With Cancer at 27 — Then Property Changed Her Life
Diagnosed With Cancer at 27 — Then Property Changed Her Life Jul 27, 2026 00:57:56 At just 27, Ally Wilkes was diagnosed with a rare form of cancer—an experience that completely changed how she viewed time, security and the life she wanted to build.After years working in the NHS, Ally took the leap into property. She completed a flip that made just under £30,000, used the BRR strategy to build her own portfolio and eventually left her job to run ACG Property, managing renovation
How an Architect Spots Hidden Value in Property Deals
How an Architect Spots Hidden Value in Property Deals Jul 20, 2026 01:05:52 Most investors look at a floor plan and see a two-bed. Ross McIlvean looks at the same floor plan and sees £15,000–£20,000 of hidden value nobody else spotted. 🏗️In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ross McIlvean of LTJ Architecture — property investor, architect, and one of the most practically useful guests to appear on the show. Ross covers everything

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