The Scottish Property Podcast
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
Episodes
700 Property Deals — And the 10 That Didn’t Go to Plan
What really happens when a property deal goes wrong—and who should take responsibility?Matt Morrison returns to the podcast after completing more than 700 property deals. He also revisits a Borders investment that did not go entirely to plan, sharing his perspective on how the strategy changed from buy-to-let to serviced accommodation, why the refurbishment costs increased and what everyone involv
Buy-to-Let vs Serviced Accommodation — Which Is Really Riskier?
Is serviced accommodation really a safer investment than a traditional buy-to-let—or does the potential for higher income come with significantly more risk?In this listener Q&A, Nick and Steven compare the predictability of vanilla buy-to-let with the fluctuating nightly rates, seasonal demand and contractor-led markets associated with serviced accommodation. They explain why buy-to-let may be
Could a Self-Employed Estate Agent Really Earn £100K a Year in Scotland?
Could a self-employed estate agent build a six-figure business without sacrificing the personal service sellers expect?Fraser Kelly, founder of Kelly Residential, joins Nick and Steven to explain how he moved from corporate sales and property sourcing into estate agency. In five years, the business has grown to an 11-person team with five self-employed agents and six operations staff, while becomi
Awaab's Law Hits Scottish Landlords on 6th October: What You Must Do
From 6 October 2026, private and social landlords across Scotland must follow strict new timescales when damp or mould is reported: investigate within 10 working days, provide written findings within three working days and begin any required repairs within five working days of the investigation.Paul Newing of PRN Water Services joins Nick and Steven to explain Scotland’s implementation of Awaab’s
From Sleeping on Building Sites to Owning 30+ Properties
Jordan Kynoch started investing in property at just 23, with no money, no experience and a long-term goal: to build enough freedom to be fully present when he eventually became a father.Thirteen years later, Jordan owns more than 30 properties across Scotland and Liverpool. The journey involved countless hours on the road, sleeping on building-site floors and using private investment to fund every
Are Property Flips Still Worth It in 2026?
Are property flips still worth pursuing in 2026—or have rising costs and tighter margins made the strategy too difficult?In this listener Q&A episode, Nick and Steven examine the reality of flipping property in today’s market. With Scotland’s 8% Additional Dwelling Supplement, higher material prices, increased trade rates, bridging costs and tax on the eventual profit, investors now need to bu
She Built a Seven-Figure Property Portfolio — But Says She’s Still Skint
Amy Russell has built a seven-figure property portfolio—but with her money continually being reinvested, she still describes herself as “skint”.Her biggest cash-flow scare came from a sourced property bought for £62,500. The refurbishment was expected to cost approximately £20,000 but finished closer to £30,000, with little warning from the project manager. Amy then received an £85,000 valuation—d
Why England Backed Away From Rent Controls After Scotland’s Failure
Scotland-wide rents have fallen slightly—but some local markets are still recording strong growth. So where is tenant demand holding up, and what should property investors take from the latest figures?In this August market update, Nick and Steven examine the latest Citylets rental data and Zoopla house-price figures. They discuss why Glasgow’s one-bedroom flats are outperforming the wider market,
From Property Flips to a Scottish Aparthotel Development
Michael Mower built his property career by taking on the projects other people avoided—from tired Glasgow flats to fire-damaged auction purchases. After years of running a stressful renovation business, he and his wife Liana decided to start building assets for themselves.That change led to successful property flips, buy-to-lets and serviced accommodation. Michael shares the numbers behind a Glasg
Why High-Leverage Property Investors Could Be Trapped at Refinancing
How can you scale a buy-to-let portfolio without leaving yourself dangerously exposed if the property market changes?In this episode, Nick and Steven discuss the risks of using 80% and 85% loan-to-value mortgages to grow a property portfolio. They explain how arrangement fees, falling valuations and changes to lending criteria could leave highly leveraged investors needing to inject substantial am
Rent Controls Backfired — And Landlords Changed Their Strategy
Is Scotland heading for a property crash—or does the country’s chronic shortage of homes make that unlikely?Dr. John Boyle, Director of Research & Strategy at Rettie, joins Nick and Steven to examine the data behind Scotland’s housing emergency, house prices, rental growth and the future of the private rented sector.From Aberdeen’s dramatic fall and the 18-year property cycle to landlord exits
Bridging, BRR and Property Sourcers — Your Questions Answered
What would Nick and Steven do with £40,000 to invest—and would they choose a vanilla buy-to-let over stocks and shares?In this listener Q&A episode, Nick reveals that he currently owns 12 buy-to-lets and is still aiming for a portfolio of 20 producing around £5,000 in net monthly cash flow. Steven explains why he focuses less on the number of properties he owns and more on cash flow, loan-to-v
Diagnosed With Cancer at 27 — Then Property Changed Her Life
At just 27, Ally Wilkes was diagnosed with a rare form of cancer—an experience that completely changed how she viewed time, security and the life she wanted to build.After years working in the NHS, Ally took the leap into property. She completed a flip that made just under £30,000, used the BRR strategy to build her own portfolio and eventually left her job to run ACG Property, managing renovation
How an Architect Spots Hidden Value in Property Deals
Most investors look at a floor plan and see a two-bed. Ross McIlvean looks at the same floor plan and sees £15,000–£20,000 of hidden value nobody else spotted. 🏗️In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ross McIlvean of LTJ Architecture — property investor, architect, and one of the most practically useful guests to appear on the show. Ross covers everything
The Property Accountant With 54 Buy-to-Lets
He's your accountant by day and a 54-unit landlord by night. And he charges less than you'd spend on a Friday night out. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with Matt Herbert — qualified property accountant and 54-unit investor across Aberdeen and Edinburgh. Matt covers everything from his dad being made redundant and discovering property by accident
From Managing 70 Short Term Lets to Building a New Boutique Hotel Brand
He built a short term let business to 70 units and 20 staff — then walked away at 29 to start from scratch. The very next day he went to view a hotel. 🏨In this episode of the Scottish Property Podcast, Nick and Steven sit down with Laurence Malyon — founder of Moment aparthotel brand — for one of the most wide-ranging conversations they've had on the show. Laurence covers everything from running c
Pension Funds Are Buying Rental Homes — So Is Buy-to-Let Really Dead?
Pension funds are quietly buying up rental homes across Scotland. If buy-to-let was dying, nobody told them. 🏴Nick and Steven are back with the June market update — running on two hours sleep after Scotland vs Brazil — covering the Prime Minister change, house prices, the rental market, the LHA rate freeze that's about to hit 45,000 households, and a £10.8 million build to rent deal in E
From Steelworker to 46 Properties and 800 Under Management
He had $300 to his name, sleeping on a mate's floor in Perth, Australia. Then a stranger in an empty pub changed everything — and 23 years later he owns 46 properties and manages 800 more. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with David Lamb — founder of Orange Sales and Lettings in the North East of England. David's journey takes in steelworks appren
The Hidden Stress of Scaling a Property Portfolio
A complicated miscarriage. A goodbye in a hospital room. Two years of everything going wrong. Then they bought their first property — Claire eight months pregnant, the world in lockdown. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with Claire and Dan MacDonald of Cladan Property — a husband and wife team who started investing in 2020 with no strategy and a sold car,
The Homeless Landlord With 12 Properties
He owns 12 properties. He lives in his mate's spare room. And he accidentally bought a Chinese restaurant from an airport while flying back from Japan. 🏠 In this episode of the Scottish Property Podcast, Nick and Steven sit down with Isaac Cross — a former offshore worker and CERN technician who saved £140k, came off the Scottish Property Podcast course in January, and went all in on property
Scotland’s £10k First Home Fund Is Back — Will It Be Gone in Days?
The last time Scotland launched this fund it had £60 million and it was gone in eight days. This time they've got £100 million. Nick and Steven give it two weeks. 🏴In this month's market update, they break down exactly how the £10k First Home Fund works, what the catches are, and why investors should be paying attention too — because when first-time buyers pile into the 80–100k marke
Cold pitching in our Facebook group, dodgy sourcers, and LinkedIn spam — we've had enough
No guests. No filter. Just Nick and Steven saying what everyone in property is thinking. From deal sourcers pressuring investors to buy in minutes, to buyers pulling out of flips at the last second, dodgy sourcers, LinkedIn inbox chaos, ego-driven cliques in the Scottish property community, and yes — American tipping culture at Starbucks drive-throughs.This is the Scottish Property Podcast rants e
17 years in the RAF, walked away 3 years before his pension — Ross Orrock's property story
17 years in the Royal Air Force. Iraq. Afghanistan. The Falklands. Then he walked away — 3 years short of a guaranteed pension — to go all in on property. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ross Orrock — deal sourcer, property investor, and one of the most honest voices in the industry. Ross doesn't just talk about wins. He talks about the Samuel L
£5M retail brand, 10 cash properties, still lives at home — Taylor McNeillie's no-excuses story
At 23 years old, Taylor McNeillie has built a £700k property portfolio — mortgage free — while running a retail business doing over £1 million a year. And he still lives at home. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with Taylor to hear the full story: from reselling Yeezys at 12 years old and skipping class to cop Supreme drops, to opening Empire Glasgow at 1
SNP, Labour, Reform — who's best for property investors in Scotland?
The Scottish election is days away — and if you're a property investor or landlord, what happens on May 7th actually matters. 🗳️In this market update, Nick and Steven cut through the political noise and break down exactly what each party's housing policies mean for landlords, investors, and anyone trying to build a portfolio in Scotland right now.From ADS cuts to rent controls, council tax
From Offshore Work to Building a Property Portfolio
After more than a decade working offshore in the oil and gas industry, Jason Kelly made the move into property investing and eventually went full-time in April 2024.In this episode of the Scottish Property Podcast, Jason shares how he transitioned from offshore work to building his property business, sourcing off-market deals, managing refurbishments and working with private investors.We discuss t
Turning £20K Amazon Side Hustle into a £250K Business... Then Purchasing 13 Properties
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Adam Boyd — entrepreneur, Amazon FBA operator, and property investor. Adam shares his journey from experimenting with multiple failed business ideas to building and selling an Amazon business for a life-changing sum, before scaling into a portfolio of e-commerce brands and property investments. From selling hand saniti
The Reality of Dubai Real Estate (No One Talks About This)
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Emily Henaghen — estate agent, entrepreneur and social media personality — to unpack her journey from university and early property exposure, to building a personal brand, launching her own estate agency career, and taking a bold leap to Dubai. Emily shares the realities behind social media success, the challenges of w
Is the Iran War About to Crash the Property Market?
In this episode of the Scottish Property Podcast, Nick and Steven return for a market update, diving into one of the most uncertain global backdrops in recent years. From rising geopolitical tensions in the Middle East to mortgage rate volatility, inflation risks, and shifting investor sentiment, this episode breaks down what’s actually happening — and what it could mean for the UK and Scottish pr
From New Mum to 27 Properties in One Year
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Emma Thomson, a property investor who went from zero to building a 27-property portfolio within her first year — all while navigating maternity leave, redundancy, and a complete career pivot.Emma shares how she transitioned from a high-paying tech sales career into full-time property investing, using a mix of education
15 Years in Property — Lessons From Starting at 19 with Jordan Robb
In this episode of the Scottish Property Podcast, Nick is joined by Jordan Rob, a long-term property investor who built his portfolio from the age of 19 and has spent over 15 years growing, refining, and diversifying his investments.Jordan shares how he started with a small pot of capital and scaled into a substantial buy-to-let portfolio, while also exploring flips, HMOs, and alternative investme
How to Start and Grow a Short-Term Let Management Business with Gillian Green
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Gillian Green, a property investor and short-term rental operator who has expanded from traditional buy-to-lets into serviced accommodation, commercial property, and an apart-hotel project.Gillian shares how her journey evolved from building a personal property portfolio to running a growing short-term rental managemen
How £40K Became a £60M Surf Resort in Scotland with Andy Hadden
In this episode of the Scottish Property Podcast, the hosts sit down with Andy Haddon, founder of Lost Shore Surf Resort, the £60M surf park development just outside Edinburgh.What started as a bold idea after a visit to a secret surf technology test facility in Spain became one of the most ambitious leisure developments in Scotland. Today, Lost Shore has been voted Best Surf Park in the World for
Mortgage Rates Are Falling Again… Is Now the Time to Buy? with Fraser Kelly
In this episode of the Scottish Property Podcast, Fraser Kelly, founder of Kelly Residential, returns to break down the current state of the UK and Scottish property market in early 2026.The conversation dives into falling mortgage rates, shifting buyer demand, rental market normalisation, and how AI is beginning to reshape property search and estate agency. Fraser also shares key insights on Maki
£120K Flats Now Worth £50K… Aberdeen’s Property Reality with Brian Smith
🔍 Episode Highlights🛢️ Aberdeen: The Oil Capital EffectAberdeen’s rapid growth in the 70s–80s was driven by oil wealth and international investmentThe city became known as the “Oil Capital of Europe”Property prices have always been closely tied to oil jobs, investment, and global markets📉 The Reality of Market CyclesThe 1983 crash saw oil fall to $16/barrelHomeowners were forced to hand keys
He Lost £30,000 at 22... Then Owned 13 Properties by 26 with Adam Newlands
In this episode of the Scottish Property Podcast, we’re joined by Adam Newlands, a 26-year-old accountant who rebuilt his finances and went on to build a 13-property portfolio after losing £30,000 in his early 20s.Adam shares a brutally honest account of how chasing “rent-to-rent” opportunities in England — influenced by online algorithms and high-profile property education — led to financial loss
£130k at 27 — Why He Still Walked Away From Purplebricks with Scott Miller
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Scott Miller, founder of Miller Estate Agents, for a no-holds-barred conversation about the reality of the estate agency industry, how it’s changing, and what sellers and buyers should actually be paying attention to.Scott shares his journey from dropping out of university, to cutting his teeth in a corporate agency en
Is the Scottish Rental Market Flatlining in 2026? (with Mark Shanta)
Episode OverviewIn this episode of the Scottish Property Podcast, we’re joined by Mark Shanta, property expert, letting agent, and returning guest, for a deep dive into the Scottish property market at the start of 2026.Together, we unpack what’s really happening across sales, rentals, tax policy, and regulation — cutting through the noise to give landlords, investors, and property professionals a
4 Proven Ways to Profit from Property Auctions in 2026 (with Prime Property Auctions
In this episode of the Scottish Property Podcast, Nick and Steven are joined by John and Luis from Prime Property Auctions to break down how their business has scaled rapidly, why auctions are becoming the go-to exit strategy for many landlords, and what really drives seller decisions in today’s market.They reflect on a standout year for the business, discuss the realities behind auction volumes a
The Truth About Commercial-to-Residential Conversions with Fraser Walsh
In this episode of the Scottish Property Podcast, Steven is joined by Fraser Walsh, an architect with over 20 years’ experience and co-founder of W9 Architects, to explore what really happens when investors move beyond buy-to-let and into commercial property and complex conversions.Fraser shares a behind-the-scenes look at commercial-to-residential projects, planning risk, listed buildings, and wh
Inside A Rapidly Scaling Property Business with Kyle Black
In this episode of the Scottish Property Podcast, Kyle Black returns one year after his last appearance to share what has been a transformational 12 months for his property business, BLK. Kyle breaks down how he scaled rapidly, built an integrated “one-stop shop” model for investors, and why accountability, transparency, and long-term relationships sit at the core of everything he does.This episod
The Reality of Building a Business You Can Actually Sell with Gavin Bell
🎙️ Episode Highlights🌍 From the Shetland Islands to Scaling a Business-Gavin shares what it was like growing up in the Shetland Islands and why leaving at 18 was almost inevitable if he wanted to build a business.-With limited local opportunities and a strong entrepreneurial drive, he moved south and began experimenting with online ventures early on.-Those early years laid the foundations for a mi
2025 RECAP: Wins, Lessons & What’s Next
In this episode of the Scottish Property Podcast, Nick and Steven jump on the mics for a no-guest, no-filter conversation covering what they’re seeing right now in the Scottish property market.From landlord sentiment and ADS frustrations, to interest rates, buyer behaviour, tenanted sales, and why so many people are quietly exiting the sector, this episode is a candid market update based on real c
Property Isn't Passive - Here's the Proof with Russel Godfrey
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Russel Godferry, a hands-on property investor who shares an honest account of navigating the realities of property investing through changing market conditions, COVID disruption, and shifting tenant behaviour.Russel talks openly about lessons learned from deals that didn’t go to plan, how his strategy evolved over time
How Clark Adam Built a High-Income Portfolio at 69
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Clark Adam, a 69-year-old property investor with one of the most fascinating life stories ever featured on the show. From growing up as a self-confessed “Ned” in Glasgow’s Cardonald, to joining the army at 15, to spending 25 years overseas protecting UK diplomats in some of the world’s most dangerous countries — Clark’
Major Red Flags Buyers Miss in Tenanted Sales with Portolio
In this episode of the Scottish Property Podcast, Scott sits down with Portolio — Scotland’s specialist estate agency dedicated to selling tenanted properties. Since 2017, Portolio has carved out a unique position in the private rented sector by staying niche, focusing solely on tenant-in-situ sales, and championing transparency across the industry. In this conversation, Portolio breaks down how t
Budget 2025: Landlords Face a 2 % Tax Hit on Rental Income and Dividends with Davy Hutton
In this episode of the Scottish Property Podcast, Nick and Steven sit down with returning guest Davy Hutton, known for his outspoken views on politics, economics, AI and society. What begins as a conversation on Budget 2025 quickly evolves into one of the broadest and most thought-provoking episodes ever recorded on the podcast.Davy breaks down the 2% tax hit on rental income and dividends, explai
Rent Controls Backfired — John Blackwood Explains Why
In this episode of the Scottish Property Podcast, Nick and Steven sit down with John Blackwood, Chief Executive of the Scottish Association of Landlords (SAL), who has spent nearly 25 years representing landlords across Scotland.John brings unparalleled insight into the private rented sector (PRS), the political pressures landlords face, and the complex legislative landscape shaping housing today.
From Chaos to Success: Scott McFarlane’s Property Journey
In this episode, Nick and Steven sit down with Scott McFarlane, property investor, serviced accommodation specialist, and founder of Retrofit Properties. Scott opens up about his journey from a difficult childhood to military service, railway engineering, a life-changing accident, and eventually scaling a thriving SA management company and a growing property portfolio.🎙️ Episode Highlights:🌟 From
From the Army to Property Success with Adam Williams
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Adam Williams — former British Army soldier turned property investor and sales professional. Adam’s story is one of resilience, discipline, and personal growth. After serving nine years in the army and being deployed around the world, he made the leap into property — building an exciting new career and completing multi
Budget Rumours Every Property Investor Needs to Hear with Nick and Steven
In this episode of the Scottish Property Podcast, Nick and Steven are back together for the November 2025 Market Update — discussing everything from their recent trip to Dubai to the latest UK housing data, rental trends, and budget rumours that could shake up the property market.From reflections on life abroad to concerns over government tax policy, this episode dives deep into what’s really happ
He Started Delivering Milk… Now He’s a Multi-Millionaire Property Investor (with Wullie Thomson)
In this episode, Nick and Steven sit down with Wullie Thomson — entrepreneur, former dairy business owner, and now full-time property investor. Willie shares his inspiring journey from humble beginnings in Shotts to building one of Scotland’s largest independent milk delivery businesses before moving into the property world.🎙️ Episode HighlightsFrom Milk Rounds to Millionaire MindsetGrew up in Sho
The Truth About Quick-Sale Property Deals in Scotland with David Stewart
In this episode of the Scottish Property Podcast, Nick and Steven sit down with David Stewart — property investor, developer, and founder of My Local Property Buyer. David shares his journey from a career in civil engineering and commission-only sales to becoming one of Scotland’s most experienced direct-to-vendor specialists, flipping properties with six-figure profits and running a successful of
What Every Investor Should Know Before Doing a JV Flip with Michelle de Almeida
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Michelle de Almeida — business coach, entrepreneur, and property investor. Michelle shares her inspiring journey from a 20-year career in hospitality and corporate management to building a thriving property portfolio and multiple successful businesses.Growing up in a working-class family near Liverpool and Manchester,
The Self-Employed Estate Agency Model That's Changing the Market with Ev Foster
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ev Foster, Regional Partner for Keller Williams Scotland. Ev shares her journey from being a stay-at-home mother of four to leading the growth of Keller Williams into a nationwide estate agency brand.After facing financial struggles following a divorce, Ev explored franchising and traditional estate agency work before
From Corporate Life to Property Freedom: Elain McLaren's Story
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Elaine McLaren, chartered management accountant turned property investor. Elaine shares her journey from growing up in Scotstoun with early exposure to renovations, to leaving behind the corporate mould and building a portfolio designed to give her family more freedom and flexibility.From watching Homes Under the Hamme
The SEO Agency Owner Who Cracked Property Fast with Graham Grieve
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Graham Reeves, digital marketing entrepreneur, property investor, and founder of an SEO agency that ranks number one for “SEO Glasgow.” Graham shares his journey from struggling with dyslexia at school and working as a chef, to building a thriving online business and scaling a growing buy-to-let portfolio.🎙️ Episode Hi
Why Your Photos Are Costing You Thousands with Philip Stewart
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Phillip Stewart, a property investor and professional property photographer. Phillip shares his journey from a passion for landscape photography to building a successful property media business – and how he’s now using that platform to grow his property portfolio.Phillip talks about working with estate agents, develope
From Modeling to Property Investing – Jemima’s Bold Career Shift
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Jemima Spence, founder of Kelvin Grove Property Sourcing and Jemima Renovates. Jemima shares her remarkable journey from a modelling and acting career to becoming a property entrepreneur – and the challenges she faced along the way.After leaving her ex-partner’s property business and walking away from a large amount of
Budget Bombshell: Could Landlords Soon Pay National Insurance? With Neil Dymock
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Neil Dymock to break down the latest developments in the Scottish and wider UK property markets. From falling rents in Dundee to the impact of government taxes, Neil provides valuable insights for landlords, investors, and anyone keeping an eye on where the market is heading.🎙️ Episode Highlights:🏘️ Dundee Rental Marke
Planning Nightmares, Rogue Builders & £27K/Month Bills – Caroline’s Brutal Lessons
In this episode of the Scottish Property Podcast, Nick and Steven welcome back Caroline Claydon, who first appeared on the show in 2020. Since then, Caroline has transformed her property career, moving from HMOs and planning gain projects to building her own boutique aparthotel brand – the Archibald Hotel Collection.Caroline shares the highs and lows of her journey – from overcoming £80,000 of deb
Why Are Factor Fees So Expensive? Stephen O’Neill Explains
In this episode, Nick and Steven sit down with Stephen O’Neill, founder of Newton Property Management, which now manages around 40,000 properties across Scotland. Stephen shares his fascinating journey from growing up in his family’s estate agency business, to launching and selling his own lettings company, and then scaling Newton into one of Scotland’s leading factoring businesses.Known for his s
The Young Investor Making Big Moves in Scottish Property with Declan Macaloney
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Declan, founder of Vitality Property, who at just 24 years old has gone from plumbing apprentice to running a thriving refurbishment business and completing multiple property deals – including highly profitable assisted sales.Declan shares his remarkable journey from leaving school at 16, experimenting with side hustle
How to Start in Property with Rent-to-Rent with Graham Budge
In this week’s episode, we sit down with Edinburgh-based property entrepreneur Graham Budge, who shares how his rent-to-rent journey has evolved into something far greater than just profit—it's now helping tackle Scotland’s housing crisis.Graham walks us through the early days of scaling serviced accommodation units with no capital, the £130k investment loss he endured trying to expand down so
Why UK Investors Are Flocking to Dubai – With Harris Hiscoe
In this episode, we sit down with leasing director Harris Hiscoe, a Scotsman making waves in Dubai’s competitive real estate scene. From his roots in a 5th-generation showman family in Scotland to managing one of the most dominant leasing teams in Dubai, Harris shares the raw truth behind life, business, and building success in the UAE.He opens up about the mental resilience needed to survive and
How He Built an 80-Property Portfolio in Just 18 Months with Kris Dalziel
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Kris Dalziel, a Glasgow-based property investor and sourcer who has built serious momentum over the past 18 months.Kris shares how he’s managed to source over 200 properties, build a portfolio of 80+ units, and generate £900K+ in sourcing fees—all while navigating the realities of fast growth, investor pressures, and t
From £100K In Debt to Building a 7-Figure Portfolio with Taimur Malik
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thin
How to Start a Career in Property – Advice from the Prime Property Boys
In this episode of the Scottish Property Podcast, Nick and Steven sit down with John and Luis from Prime Property to explore what it really takes to build a successful career in the property industry. Fresh off a business development trip to Las Vegas, the duo shares what they learned from one of the top business minds in the world and how they’re applying it to grow their Glasgow-based business.T
Rent Caps, Licensing, Ang Fatigue - What It Means for Investors
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Colin Macmillan, managing director of Glasgow Property Letting, for a deep dive into what’s really happening across the Scottish property market.With interest rates expected to shift, rents showing signs of cooling, and new legislation looming, this episode breaks down the latest data and trends affecting both investor
Why I Left Scotland to Sell Property in Dubai with Eoin Baillie
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Eoin Baillie, a former gas engineer from West Lothian who’s now one of Dubai’s top-performing real estate brokers. After years in the Scottish property scene, Eoin made a bold move to the UAE — with no contacts, no leads, and 14 suitcases to his name.Today, he’s earning up to £100K per month in commissions, brokering m
The Harsh Truth About Running HMOs in Scotland with Angus Johnston
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Angus Johnston, founder of LetUs, a Glasgow-based letting agency specialising in HMOs. Angus shares his fascinating journey from aspiring investment banker and full-time wedding singer to building a business managing over 120 properties – with a strong focus on the student HMO market in Glasgow.Episode Highlights:🏡 Fro
The Clark Twins: Flipping Houses Without Quitting the Day Job
In this episode, Nick and Steven sit down with brothers Calum and Connor Clark, two investors who’ve built a thriving, family-run property business across multiple strategies — from buy-to-let and HMOs to commercial conversions and hospitality.Episode Highlights:🏘️ Starting Out in PropertyHow they got into property without quitting their day jobs.The first flip project — and how it led to long-ter
Mental Health, Inequality & a Broken System – with Davy Hutton
In this wide-ranging and entertaining episode, Nick and Steven are joined once again by property investor and entrepreneur Davy Hutton. Known for his straight-talking approach, Davy gives us a raw, honest update on the state of the property market, social inequality, and why the rules are no longer built for the everyday investor.He opens up about mental health, the inspiration behind his new spok
Turning a £310K Empty Building Into a £17K/Month Business Centre with Chris and Andrew
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Andrew and Chris from Brightstone Property, returning two years after their first appearance to share how they went from flips and serviced accommodation to delivering a 30-unit commercial business centre in Falkirk.They break down how they financed, developed, and filled the building — including the challenges of a si
100 Properties Before 28 - The Strategy Behind the Scale with Ewan Dudding
In this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.Episode Highlights:🏗️ Scaling the PortfolioNow owns over 100 units, including 17 HMOs and multiple portfoliosBuying properties every 5 days
Risking 58K on Credit Cards to Build a Portfolio with Mark Downie
In this episode, Nick and Steven are joined by property investor and construction professional Mark Downie, who shares his incredible journey from working on mega-projects in Saudi Arabia to building a property portfolio back home in Scotland.Whether you’re just starting out or looking to scale, this episode offers a raw and honest look at what it really takes to build a portfolio while working ab
Mastering Yourself to Win Big – with Colin Campbell
In this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.🎧 What You’ll Learn in This Episode:Colin's powerful journey of self-discovery and how personal development became the foundation for his
Landlords Could Be JAILED Under Labour’s New Proposals with Nick and Steven
In this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.Key Highlights:📉 Mortgage Market & Interest RatesWhy the IMF is pre
Building a Property Business Without Experience with Sean Spalding
Steven and Nick sit down with Sean Spalding, a former 9-to-5er who transitioned into a full-time career in property. From being a listener during the early days of the podcast in lockdown, to becoming a sought-after property sourcer and refurbishment project manager, Sean shares his journey, the realities of grafting behind the scenes, and how he built a property-related business without owning a
The Scottish Broker Taking Over Dubai’s Property Market with Calum White
In this special Dubai edition of the Scottish Property Podcast, Nick and Steven catch up with Calum White — one of the most recognisable names in Dubai real estate. Originally from Scotland, Calum is now the CEO of one of the top brokerages in Dubai, overseeing a team of over 400 people. In this high-energy episode, he shares how he built his business from scratch, the realities of life in Dubai,
