Cash Chats UK Money & Personal Finance podcast
Cash Chats is a UK-based podcast dedicated to personal finance, helping listeners save, make, and manage money. Hosted by award-winning broadcaster Andy Webb, founder of BeCleverWithYourCash.com, alongside deputy editor Amelia Murray, the show offers practical tips and insights. It is recognized as one of the top money and personal finance podcasts in the UK.
Episodes
535 | Could you save £8,000 a year on childcare?
Childcare can be one of the biggest costs facing families, with full-time childcare for a child under two averaging £263 a week. In this episode, Steve is joined by Amelia Murray to explain the help available to parents — including two government schemes that could save some families up to £8,000 a year. They cover who qualifies, how the schemes work, how much you could save and why around 400,000
534 | Britain's £306 billion savings blind spot
This week on Cash Chats, New Bank of England figures reveal that almost £306 billion is sitting in accounts paying no interest at all — more than the amount held in fixed-rate savings. So why are so many of us leaving our money somewhere that earns nothing? And with huge sums also sitting in easy-access accounts paying relatively low rates, are we making the most of our savings? This week, James A
533 | Energy bills are going up again – should you fix now?
This week on Cash Chats, host Steve Alderton is joined by Deputy Editor of BeCleverWithYourCash.com Amelia Murray to talk about the latest rise in the energy price cap. The headlines say 4%, but what does this mean? What does it actually cap and can a fixed deal help you beat the price hike. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is th
532 | Inflation is rising AGAIN: What it really means for your money
This week on Cash Chats, host Steve Alderton is joined by Editor of BeCleverWithYourCash.com James Andrews to talk about the latest rise to inflation. It's up from 2.6% to 2.9% - but what does this mean to you? Should you care? James explains why you definately should care, why and what it means for your money. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHA
531 | The worst money mistakes we made at university and what we should have done instead
This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ This week on Cash Chats, host Steve Alderton is joined by Deputy Editor of BeCleverWithYourCash.com Amelia Murray to talk about the biggest money mistakes at University. They'll share some of their own experiences, plus that of students past and present, ponder if parents should bail out their children and run t
530 | The story of Wonga & the rise and fall of payday loans
This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about the rise and fall of Wonga and the payday loan revolution. Wonga and their counterparts arrived with a bang and set about disrupting the loan game with quick, easy short term loans and lets not for
529 | The little-known savings and borrowing option challenging the high street
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about Credit Unions. With hundreds of millions of people being members of Credit Unions around the world, why are they not more widely used in England? We'll explain what they are, how they work and why they could provide you with an useful alternative to a high street bank. This weeks epi
528 | Millions of working Brits have no savings: The best ways to build them fast
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about emergency funds. Recent research has noted, 1 in 4 UK employees don't have a financial buffer should something bad happen. So, what is an emergency fund? Why is it important and how do you build one up if you have yet to start? This weeks episode is sponsered by Charles Stanley & Wea
527 | The 30 year old reason rents keep rising
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about the cost of renting hitting an all time high. But could something that happened 30 years ago really be the root cause? Find out in this weeks episode of Cash Chats. This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourca
526 | How to make a budget, then stick to it
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews chat all things household budgets. The options out there, which works best, how to write one up and most importantly, how to stick to it! This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats
525 | The 4 ways money can definitely buy you happiness
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about happiness, specifically if money can make you happy! Research suggests there are 4 ways cash can put a smile on your face, it's up to you if you agree This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourcash.com/cashcha
524 | Death of the Lifetime ISA - where the free Government cash is going next
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are chatting about the replacement for the Lifetime ISA, the recently announced First Time Buyer ISA. This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brough
523 | Why gold keeps rising - and the best ways to buy it
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about gold! As the price of gold reached a high of over £4,000 an ounce in March this year, we look at why we've seen this spike in the price, where all the gold is and how you can buy some. This weeks episode is sponsered by the investing platform Wealthify For links and further reading head to
522 | How to beat the "most hated tax" in the UK
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about inheritance tax and how from April 2027, the pension and death benefits will become part of the deceased's estate. We'll look at how many this will affect, why it's happening and what you can do to beat it - even if you're not a millionaire! For links and further reading head to becleverwit
521 | Millions pile savings into ISAs - why they're entirely right
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about the £12 billon that savers moved in to Cash ISAs in April. Where has that money come from, why the shift in saving habits and where you can get the best ISA rate. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcas
520 | The reality behind the energy price cap rise and how to beat it
This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about the recent hike to the energy price cap. They cover why we have a cap, what influences it and how to save on your energy bills. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of mon
519 | Why 15 million of us are undersaving for retirement & what you can do if you're one of them
This week on Cash Chats, host Steve Alderton and money expert James Andrews talk about how 15 million working people in the UK are undersaving for their retirement. We hear how and why we got to this point and what we can all do to make sure our pension pot is in as good a shape as possible. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the
518 | As cash use collapses we look at when shops are allowed to reject notes and coins
This week on Cash Chats, host Steve Alderton and money expert James Andrews talk about the declining use of cash, what we spend it on and when currency gets complicated. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates fr
517 | Premium Bonds; how a "squalid raffle" became a nations favourite way to save
This week on Cash Chats, host Steve Alderton and money expert James Andrews get chatty about Premium Bonds! We look at how they began, what happens to your money and how they became the nations favourite way to save. James also explains how they compare to savings rates and also if you'd stand a better chance becoming a millionaire playing the lotto. For links and further reading head to becleverw
516 | Why interest rates really change - and what you can do to protect yourself
This week on Cash Chats, host Steve Alderton and money expert James Andrews delve into the UK Base Rate. Despite the announcement interest rates will hold at 3.75%, there are still rumblings that a rise may be on the way. In this episode we talk about why interest rates change, and what you can do to protect yourself, and your money. For links and further reading head to becleverwithyourcash.com/c
515 | How Klarna makes money offering 0% loans
This week on Cash Chats, host Steve Alderton and money expert James Andrews chat about Blenheim Palace offering Klarna as an option to spread your payments for tickets over £100. Klarna can be a great way to purchase larger or expensive items at 0% interest - but how do they make their money? For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is t
514 | Council tax rules changed after 30 years - what's still broken
This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the changes to council tax payment rules. While the changes are very welcome, Steve and James also discuss if they go far enough and what remains broken. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the te
513 | The car finance scandal: what went wrong and why
This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the car finance scandal. With over 12 million people affected and lots of money owed, Steve and James go through what exactly happened and why it was allowed to go on for so long. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast
512 | When to save and when to invest
This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting Saving Vs Investing. While investing is grabbing the headlines at the moment, it's also easier to invest than ever. James talks us through when it's best to play safe with savings and when investing is the better option. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Sav
511 | And it's goodbye from me! Andy talks tax bands and your annual ISA allowance
In Andy's final episode as host, he's talking about the latest stories that are important to you and your money. Including: Tax band: where you fit in and how much you should be paying Your ISA Allowance for 2026/2027 For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:59 A fond farewell for now 06:21 Tax bands 28:25 ISA allowance 2026/27 ABOUT CASH CHATS Cas
510 | The best cards to use abroad, HBO Max value, massive Amex offers & more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best credit and debit cards for spending abroad HBO Max is here: what's included and how to get the best price Two boosted welcome offers from American Express For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:19 Andy intros the
509 | Get up to £700 bank switching, Sky Vs DIY & how to get refunds on train travel
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Two new bank switching offers from Barclays and Lloyds worth up to £700 How to save on your Sky bill Navigate the complexities of train refunds on your disrupted journey For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 02:24 Bank switc
508 | Top credit cards for 2026 & how bank switching affects your credit score
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: From rewards to welcome bonuses, Andy goes through his top credit cards for 2026 Bank switching can make you £1,000s - but can it have a negative affect of your credit score? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Top c
507 | All the latest bank switches, news and updates plus is it worth having a lifetime ISA anymore?
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's February current account update including all the current switching offers Lifetime ISA changes: are they worth it anymore? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:35 Current account news and offers 20:27 LISA change
506 | How to cut the cost of streaming & getting your first credit card
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: With more and more streamming platforms on the market, here's how to save without missing out Advice on getting your first credit card For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Save on streaming 16:20 Your first credit car
505 | Buy now pay later: a useful tool or a path to debt? And what's in Andy's wallet this year?
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What's in Andy's physical and digital wallet for 2026 The pros & cons of BNPL For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later ABOUT CASH CHATS Cash Chats is the award-winning podcast
504 | 7.1% savings account, easy direct debits for switching & more!
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to
503 | £750 HSBC switch, how to grab the Nationwide bonus & is it time to ditch the Cash ISA?
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Current account latest for January 2026 Do you need an ISA in 2026? Don't miss out on the Nationwide Fairer Share payment For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Nati
502 | Where to put your savings in 2026 & get £250 from a Lloyds bank switch
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our pick of the best UK savings accounts for 2026 A new Lloyds bank switch worth £250 and it's available if you've switched before For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Best savings accounts for 2026 21:28 Lloyds £250
501 | The top picks for the best bank accounts AND the best cashback & reward cards for 2026
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best bank accounts for spending, bills, switching & more in 2026 Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:44 Best bank
500 | How to be clever with your cash in 2026
In the 500th episode of the pod Andy's talking about how the tips and tricks to be better with your money in 2026. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:40 How to be clever with your cash in 2026 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates
BONUS EPISODE | A message from Andy
In this bonus episode of the pod, Andy's sharing an update with his plans for Be Clever With Your Cash for 2026. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navi
499 | Savings or premium bonds: which are best? What's a good credit score & more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What is a good credit score? How to cope with a supermarket stock re-shuffle 50K in Premium bonds: how did our savers fare this year? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:39 What's a good credit score 16:32 Handling a su
498 | Last minute Christmas checklist, save big on bestsellers, ethical Andy & more!
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: How Andy has saved £100s on books Why ethical banks deserve your attention How to avoid that last minute Xmas panic Andy's bugbear with TV show.....The Bear For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:01 Save on books 11:33 Las
497 | Andy's December banking update, new FSCS protection & your right to return
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: All the current bank switch deals, special offers, news & more in Andy's latest banking update FSCS protection increased to £120,000: what you need to know If you're suffering from Black Friday remorse, here's all your rights when it comes to returns For links and furthe
496 | 2025 Budget special: everything you need to know
In the latest episode of the pod Andy's talking about the Labour Autumn budget, breaking it down into the stories that affect you and your money. Including: The Cash ISA allowance cut Tax hikes Pensions, properties & more For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at
495 | PayPal+ offer 1% cashback, Amex boost two welcome offers & more!
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: American Express boost welcome offers for Platinum & Gold cards - just in time for Christmas spending PayPal offer 1% cashback: here's how it works Price matching and why now is the time to start For links and further reading head to becleverwithyourcash.com/cashchats 00
494 | Huge £200 bank switch, Chip saver Vs Premium Bonds & beat the O2 price hike
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Santander bank switch offer: get £200 Tax free cash from Chip Prize Saver account More O2 price hikes are coming, here's how to beat it For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Santander bank switch 12:19 Chip tax free pr
493 | Savings news & best rates, plus Andy's Black Friday boot camp
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Novembers top savings rates and latest news Andy's Black Friday boot camp For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:12 Savings update and news 11:58 Black Friday boot camp 26:14 Best savings rates ABOUT CASH CHATS Cash Chats
492 | Santander offers a free £120… & it's not by switching! Plus more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Claim your £100 Amazon voucher with Santander Why you need multiple bank accounts How to compare ISA and savings rates after tax For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Santander £100 offer 14:00 Multiple current account
491 | Fresh cash ISA rumours: will they get cut? And more!
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The latest cuts to Cash ISA rumours Lloyds new cashback credit card How to get a handle on your Christmas spending And more For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:06 Will they cut Cash ISAs? 17:06 The new Lloyds cashback c
490 | How to pocket up to £1815 in bank switch offers & more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: New Barclays switch up to £400! Baby freebies and money saving tips Andy's October banking update For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:21 Barclays switch 11:54 Baby freebies and saving tips 21:45 October banki
489 | Will Chase give you £100? And more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: £100 Chase switch with a twist Get up to £240 switching to TSB Just how much can you afford to borrow on a mortgage? Beat the latest Disney+ price hike For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Chase switch offe
488 | Big savers & side hustlers cannot miss this deadline! & more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's October savings update The self assessment deadline - do you need to register? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:09 Andy's October savings update 24:21 Self assessment deadline ABOUT CASH CHATS Cash Chats is
487 | Does anyone care about ethical banking? And more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: NatWest £175 switch Nationwide 3x£175 switch The state of the nations financial wellbeing Ethical banking: where do you stand? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 NatWest switch 08:22 Nationwide switch 17:
486 | Will you qualify for £375 in free bank switch cash, and more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Lloyds £200 switch offer Co-op bank £175 switch offer How an emergency cost Andy £2,500 Christmas savings scheme hack For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:54 Lloyds £200 switch 13:22 Co-op £175 switch 18:45 Em
485 | Asda roll back rewards, fight for your consumer rights, mortgage update & more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: The Asda reward scheme changes Our monthly mortgage update Fight for your consumer rights Weekly poll: what you thought of Iceland rewarding customers for shopping shoplifters For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro
484 | Why you shouldn't get a 7.5% savings account & more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Latest savings news and the best rates Energy price cap update All the best credit card offers For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:05 Savings update 19:50 Energy price cap news 27:02 Credit cards ABOUT CASH CHATS Cash
483 | You can legally avoid tax on your savings interest, and more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Inflation up to 3.8%: what this means for your money Can you avoid paying tax on your savings interest? Find the best mortgage rates How to save living it up in London For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:11
482 | Everyone should be cancelling NOW TV, and more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Cut the hefty Sky contract and just pay for what you watch with NOW TV How to complain to the Financial Ombudsman Service and why it's worth it Andy's pick of the best student accounts for those off to university For links and further reading head to becleve
481 | You need to check all THREE credit reports, and more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Monthly savings update with two new regular savers & the best rates How to get each of your three different credit reports for free Last weeks base rate cut and what it could mean for you For links and further reading head to becleverwithyourcash.com/cashcha
480 | Andy's current account update, save big on watching football & staycation travel insurance
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy's August current account update How to save money on Sky Sports, TNT and Amazon Do you need travel insurance on your staycation? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:19 August current account update 17:
479 | 3 bank switch offers, save thousands remortgaging, get the best rates for holiday cash & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bank switch offers from TSB, RBS & Chase Bank LTV explained: how to save when remortgaging How and where to get your holiday cash Financial vulnerability - who's affected? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 0
478 | Andy's top 3 savings accounts, £175 Barclays switch offer & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy runs through his top 3 savings accounts of the year so far Barclays offer up a new £175 bank switch, but can you get it? Plus an update of our latest awards nomination For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro
477 | Will they cut the ISA allowance? New high interest account from Zopa, holiday cash & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The ISA allowance - will it be cut after huge backlash? Zopa Biscuit, our thoughts on the new high interest account Why you need some cash on holiday Current account World Cup results For links and further reading head to becleverwithyourcash.com/cashchats 0
476 | Can stoozing make you money from free cash? Plus new £185 Lloyds switch & more
In the latest episode of the pod Amelia's talking about the latest stories that are important to you and your money. Including: Stoozing explained: can free money be used for savings? Lloyds are back with a new £185 switch offer: Here's what you need to know And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 You choose what's on the new bank not
475 | Premium Bonds real winnings, top savings rates & NatWest switch offer
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: July savings update - including best rates Up to £175 on offer with NatWest switch 3 savers, 50k in premium bonds: 1 year update And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:00 Latest poll results 02:00 Na
474 | Credit score special: Scores & reports explained plus how to boost your score
In this rewind special Amelia's explaining the difference between credit scores and reports. Plus the best ways to boost your credit score. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:55 Results from our current account world cup semi final 01:42 Credit scores &credit reports explained 08:08 How to improve your credit score ABOUT CASH CHATS Cash Chats is
473 | Bad news for Santander & Halifax customers, winter fuel payment u-turn, Help to Save scheme & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bad news for Santander & Halifax customers in our monthly banking update Winter fuel payment u-turn Help to Save scheme - what it is and why it's brilliant And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 M
472 | Chase's new credit card, new £180 bank switch & finding Child Trust Funds
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Chase are rolling out their credit card in the UK, but is it any good? A new £180 bank swithcing offer from Santander How to find any money in Child Trust Funds And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01
471 | Nationwide cash bonus, crazy cost of attending weddings, our June savings update & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Nationwide latest Fairer Share bonus and perks The growing cost of wedding celebrations Our June 2025 Savings update And more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:07 Nationwide Fairer Share 14:39 The cost o
470 | TSB offer up to £340 with new switch offer, Energy price cap cut 7% & the British Bank Awards
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Latest TSB bank switch offers up to £340 UK energy price cap is cut by 7%: what does it mean for you? Our pick of the winners from this years British Bank Awards For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 New T
469 | The ultimate bank switch hack, illegal restocking fees, Help to Save 50% bonus & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: How to use Chase bank to switch accounts Restocking fees: how businesses are breaking the law Help to Save Scheme - 50% bonus for low income savers Plus more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 02:41 How to u
468 | How low could the base rate go? Plus extra tax-free savings and free festival tickets hack
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The UK base rate announcement Starting rate for savings - what it is and how you could increase your PSA How to save on festival tickets this summer Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Cha
467 | Banking update with new £175 switch, our top Amex for 2025 & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Our May banking update with switch deals and the latest news Why it's time to check your energy balance Our top American Express picks for 2025 Plus more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 Andy's May b
466 | Monthly savings update, cash in on your spring clear out, flexible ISAs hack & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Our monthly savings update Make some cash from your unwanted items Flexible ISAs: what they are and if you need one Plus more! For links and further reading head to becleverwithyourcash.com/cashchats 00:00 AD and intro 00:57 May savings update 09:57 Our pick
465 | The best cards to use abroad, how to cut your water bill, the top junior ISAs & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The best fee free cards to use abroad How to beat the water bill hikes The top junior ISAs for 2025/26 Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you
464 | Supermarket shopping hack, Amex boosted welcome offers, the best lifetime ISAs & more
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: How to get cashback on giftcards to save even more! Huge Amex welcome bonuses in Aprils credit card update The best lifetime ISAs for 2025/26 Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is t
463 | Top cash ISAs 2025/26, Trump tariffs panic, best top cashback cards
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The top cash ISAs on the market Trump tariffs and your investments The best cashback and reward cards Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team o
462 | The Spring Statement, ISA allowances explained, April savings update, price hikes & more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: What we learned from the Spring Statement Everything you need to know about your ISA allowance This months savings update Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podca
461 | Do you need an ISA in 2025? Why you should cancel Sky TV, UK Base rate, Inflation & more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Do you need an ISA in 2025? Why you should cancel Sky TV and some alternatives The UK Base rate and Inflation Plus more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought t
460 | Your end of financial year checklist, £150 NatWest switch, AI scammers & more
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Everything you need to do to prepare for the end of the financial year An AI scammer is imitating Andy £150 on offer for the latest NatWest bank switch For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the
459 | Big changes to Chase 1% cashback, what to do if you overpay an ISA & how to save money on train travel
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Chase Bank announce big changes to their 1% cashback offer from April What to do if you go over your £20,000 ISA allowance Train travel can be expensive, but these tips could save you some cash on your travel For links and further reading head to becleverwithy
458 | Andy's savings and ISA update, top bank switch offers, energy price cap & more
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: March savings accounts and ISA update - the best rates and news Current bank switch deals Energy price cap update For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team
457 | Will Labour scrap Cash ISAs? ISA transfers explained & how to beat O2 and Sky price hikes
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy addresses the rumours that Labour may scrap Cash ISAs What are ISA transfers and how do they work? More price hikes for O2 and Sky phone and broadband customers - here's how to beat them For links and further reading head to becleverwithyourcash.com/cashchats ABOUT
