Money Matters
Money Matters is a podcast from the Bank of England designed to help young adults build confidence and understanding around financial and economic issues. Bank of England experts and external guests hold unscripted, accessible, judgement-free conversations about topics like managing debt, inflation, and the cost of living. Each episode focuses on a different theme and offers practical insights grounded in trustworthy, impartial information. The show is aimed at everyday decision-making rather than expert-level finance.
Episodes
What is investing and how do I start?
The idea of using money you already have to make even more is an attractive prospect. But all the jargon and the amount of risk involved also make it very intimidating.
James Beckett, known as the Money Stocker, joins Jamilla Blake to tell us all about investing: what it is, why he does it and how easy it is to get started.
He gives us simple definitions of technical terms (such as stocks, shares,
Meet our next guest! James Beckett talks investing
James Beckett, also known as Money Stocker, joins Jamilla in the studio to discuss why, where and how easy it is to start investing your money.
Full episode out on Friday 28 August 2026.
How do AI and cyber threats affect financial stability?
We all rely on financial services every day. And part of the Bank of England's job is to make sure that those services continue to work so that you always have access to your money. This often involves, quite literally, imagining the worst things that could happen in the economy and making sure we're prepared for them.
Sarah Breeden, Deputy Governor for Financial Stability, talks to Jamilla Blake
Meet our next guest! Sarah Breeden talks financial stability
Sarah Breeden, Deputy Governor for Financial Stability at the Bank of England, joins Jamilla in the studio to discuss her role as a 'professional catastrophiser' and how the Bank responds to crisis situations, such as the 2008 financial crash.
Full episode out on Friday 31 July 2026.
How do I know that my money is safe?
We put a lot of trust in the banks and building societies that hold our money. But if they ever went bust, this could put our entire livelihoods in jeopardy. Thankfully, there is a scheme in place to protect you if they do.
Sam Woods, Chief Executive Officer of our Prudential Regulation Authority (PRA), talks to Jamilla Blake about the Financial Services Compensation Scheme (FSCS) – which protects
Meet our next guest! Sam Woods talks about keeping your money safe
Sam Woods, Chief Executive Officer of our Prudential Regulation Authority, joins Jamilla in the studio to discuss how we make sure banks are safe and sound, and what protections are in place for account holders if their bank goes bust.
Full episode out on Friday 26 June 2026.
How do digital payments work?
Most of us give or receive money every day, and many of us use digital payments as our preferred method. But very few people know about how they really work and even fewer know what the Bank of England does to make sure the transfers are instant and effortless.
Zach, banking and securities operations manager at the Bank, talks to Jamilla Blake about the real-time gross settlement (RTGS) system, wh
Meet our next guest! Zach talks RTGS
Zach, banking and securities operations manager at the Bank, joins us in the studio to talk about the real-time gross settlement (RTGS) system – the electronic ledger that records transactions between banks and financial institutions in the UK.
Full episode out on Friday 29 May 2026.
Where’s the best place to put my money?
We’re coming to the end of April, which means the new tax year has well and truly begun. This might not affect the everyday lives of many people, but it is, at the very least, an opportunity to review your finances and set new goals.
Gabriel Nussbaum, personal finance influencer, talks to Jamilla Blake about the significance of the April ‘reset’ and what it means for your taxes and savings.
He giv
Meet our next guest! Gabriel Nussbaum talks saving and budgeting
Gabriel Nussbaum, personal finance influencer, joins us in the studio to talk about ‘super-power saving accounts’, managing your money and transforming your financial future.
Full episode out on Friday 24 April 2026.
Four ways to find financial confidence
Inflation is the rate at which prices rise. It directly affects the cost of living and, therefore, everyone in the country. But it doesn't affect everyone in the same way.
Cameron Smith, personal finance influencer, talks to Jamilla Blake about how different people experience price rises, measuring inflation and what the Bank of England does to try and keep it at the 2% target.
He gives us his fou
Meet our next guest! Cameron Smith talks cost of living
Cameron Smith, personal finance influencer, joins us in the studio to talk about the cost of living, how price rises affect our everyday lives and building financial confidence.
Full episode out on Friday 27 March 2026.
How do interest rates affect my rent?
The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this?
Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices.
She takes us through her expe
Meet our first guest! Fisayo Martins talks interest rates and renting
Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, joins us in the studio to talk about interest rates and how they affect the rental market.
Watch the full episode from Friday 27 February 2026.
